PennyMac Finl Svcs Inc
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $69.18
- Today's High:
- $71.1
- Open Price:
- $70.46
- 52W Low:
- $41.2383
- 52W High:
- $82.6908
- Prev. Close:
- $71.29
- Volume:
- 268184
Company Statistics
- Market Cap.:
- $3.56 billion
- Book Value:
- 69.774
- Revenue TTM:
- $1.72 billion
- Operating Margin TTM:
- 21.19%
- Gross Profit TTM:
- $1.40 billion
- Profit Margin:
- 15.23%
- Return on Assets TTM:
- 1.62%
- Return on Equity TTM:
- 7.53%
Company Profile
PennyMac Finl Svcs Inc had its IPO on 2013-05-09 under the ticker symbol PFSI.
The company operates in the Financial Services sector and Mortgage Finance industry. PennyMac Finl Svcs Inc has a staff strength of 4,221 employees.
Stock update
Shares of PennyMac Finl Svcs Inc opened at $70.46 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $69.18 - $71.1, and closed at $69.68.
This is a -2.26% slip from the previous day's closing price.
A total volume of 268,184 shares were traded at the close of the day’s session.
In the last one week, shares of PennyMac Finl Svcs Inc have slipped by -4.25%.
PennyMac Finl Svcs Inc's Key Ratios
PennyMac Finl Svcs Inc has a market cap of $3.56 billion, indicating a price to book ratio of 0.8572 and a price to sales ratio of 1.3471.
In the last 12-months PennyMac Finl Svcs Inc’s revenue was $1.72 billion with a gross profit of $1.40 billion and an EBITDA of $0. The EBITDA ratio measures PennyMac Finl Svcs Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, PennyMac Finl Svcs Inc’s operating margin was 21.19% while its return on assets stood at 1.62% with a return of equity of 7.53%.
In Q2, PennyMac Finl Svcs Inc’s quarterly earnings growth was a negative -51.3% while revenue growth was a negative 1.8%.
PennyMac Finl Svcs Inc’s PE and PEG Ratio
- Forward PE
- 9.8425
- Trailing PE
- 14.0059
- PEG
- 4.67
Its diluted EPS in the last 12-months stands at $5.09 per share while it has a forward price to earnings multiple of 9.8425 and a PEG multiple of 4.67. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into PennyMac Finl Svcs Inc’s profitability.
PennyMac Finl Svcs Inc stock is trading at a EV to sales ratio of 4.7598 and a EV to EBITDA ratio of 14.432. Its price to sales ratio in the trailing 12-months stood at 1.3471.
PennyMac Finl Svcs Inc stock pays annual dividends of $0.8 per share, indicating a yield of 1.12% and a payout ratio of 16.49%.
Balance sheet and cash flow metrics
- Total Assets
- $17.98 billion
- Total Liabilities
- $5.21 billion
- Operating Cash Flow
- $-165559000.00
- Capital Expenditure
- $9.11 million
- Dividend Payout Ratio
- 16.49%
PennyMac Finl Svcs Inc ended 2024 with $17.98 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $17.98 billion while shareholder equity stood at $3.48 billion.
PennyMac Finl Svcs Inc ended 2024 with $0 in deferred long-term liabilities, $5.21 billion in other current liabilities, 5000.00 in common stock, $3.48 billion in retained earnings and $0 in goodwill. Its cash balance stood at $1.53 billion and cash and short-term investments were $1.54 billion. The company’s total short-term debt was $3,780,524,000 while long-term debt stood at $9.16 billion.
PennyMac Finl Svcs Inc’s total current assets stands at $10.74 billion while long-term investments were $1.01 million and short-term investments were $8.09 million. Its net receivables were $8.70 billion compared to accounts payable of $381.57 million and inventory worth $0.
In 2024, PennyMac Finl Svcs Inc's operating cash flow was $-165559000.00 while its capital expenditure stood at $9.11 million.
Comparatively, PennyMac Finl Svcs Inc paid $0.16 in dividends in 2024.
Other key metrics
- Current Trading Price
- $69.68
- 52-Week High
- $82.6908
- 52-Week Low
- $41.2383
- Analyst Target Price
- $87.14
PennyMac Finl Svcs Inc stock is currently trading at $69.68 per share. It touched a 52-week high of $82.6908 and a 52-week low of $82.6908. Analysts tracking the stock have a 12-month average target price of $87.14.
Its 50-day moving average was $72.95 and 200-day moving average was $64.23 The short ratio stood at 7.46 indicating a short percent outstanding of 0%.
Around 3980.4% of the company’s stock are held by insiders while 5936.9% are held by institutions.
Frequently Asked Questions About PennyMac Finl Svcs Inc
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About
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.