Heartland Financial USA Inc

Company Profile

Heartland Financial USA Inc had its IPO on 1999-01-04 under the ticker symbol HTLF.

The company operates in the Financial Services sector and Banks-Regional industry. Heartland Financial USA Inc has a staff strength of 1,966 employees.

Stock update

Shares of Heartland Financial USA Inc opened at $31.18 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $30.96 - $31.58, and closed at $31.3.

This is a +0.51% increase from the previous day's closing price.

A total volume of 97,749 shares were traded at the close of the day’s session.

In the last one week, shares of Heartland Financial USA Inc have slipped by -2.25%.

Heartland Financial USA Inc's Key Ratios

Heartland Financial USA Inc has a market cap of $1.33 billion, indicating a price to book ratio of 1.2468 and a price to sales ratio of 2.703.

In the last 12-months Heartland Financial USA Inc’s revenue was $719.96 million with a gross profit of $707.14 million and an EBITDA of $0. The EBITDA ratio measures Heartland Financial USA Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Heartland Financial USA Inc’s operating margin was 41.37% while its return on assets stood at 1.1% with a return of equity of 12.08%.

In Q2, Heartland Financial USA Inc’s quarterly earnings growth was a negative -5.1% while revenue growth was a positive 0.7%.

Heartland Financial USA Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

6.2909

PEG

1.66

Its diluted EPS in the last 12-months stands at $4.95 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 1.66. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Heartland Financial USA Inc’s profitability.

Heartland Financial USA Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.703.

Heartland Financial USA Inc stock pays annual dividends of $1.15 per share, indicating a yield of 3.85% and a payout ratio of 23.84%.

Balance sheet and cash flow metrics

Total Assets

$20.22 billion

Total Liabilities

$44.36 million

Operating Cash Flow

$7.16 million

Capital Expenditure

$2.80 million

Dividend Payout Ratio

23.84%

Heartland Financial USA Inc ended 2024 with $20.22 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $20.22 billion while shareholder equity stood at $1.86 billion.

Heartland Financial USA Inc ended 2024 with $0 in deferred long-term liabilities, $44.36 million in other current liabilities, 42645000.00 in common stock, $1.19 billion in retained earnings and $576.01 million in goodwill. Its cash balance stood at $401.68 million and cash and short-term investments were $401.68 million. The company’s total short-term debt was $44,364,000 while long-term debt stood at $372.40 million.

Heartland Financial USA Inc’s total current assets stands at $401.68 million while long-term investments were $6.71 billion and short-term investments were $82.88 million. Its net receivables were $11.61 billion compared to accounts payable of $285.42 million and inventory worth $0.

In 2024, Heartland Financial USA Inc's operating cash flow was $7.16 million while its capital expenditure stood at $2.80 million.

Comparatively, Heartland Financial USA Inc paid $0.24 in dividends in 2024.

Other key metrics

Current Trading Price

$31.3

52-Week High

$50.2547

52-Week Low

$25.8574

Analyst Target Price

$37.75

Heartland Financial USA Inc stock is currently trading at $31.3 per share. It touched a 52-week high of $50.2547 and a 52-week low of $50.2547. Analysts tracking the stock have a 12-month average target price of $37.75.

Its 50-day moving average was $31.27 and 200-day moving average was $37.13 The short ratio stood at 2.62 indicating a short percent outstanding of 0%.

Around 839% of the company’s stock are held by insiders while 7055.7% are held by institutions.