Ally Financial Inc

Company Profile

Ally Financial Inc had its IPO on 2014-01-28 under the ticker symbol ALLY.

The company operates in the Financial Services sector and Credit Services industry. Ally Financial Inc has a staff strength of 11,600 employees.

Stock update

Shares of Ally Financial Inc opened at $28.63 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $28.29 - $29.09, and closed at $28.71.

This is a +1.23% increase from the previous day's closing price.

A total volume of 5,007,597 shares were traded at the close of the day’s session.

In the last one week, shares of Ally Financial Inc have slipped by -0.79%.

Ally Financial Inc's Key Ratios

Ally Financial Inc has a market cap of $8.91 billion, indicating a price to book ratio of 0.7527 and a price to sales ratio of 0.886.

In the last 12-months Ally Financial Inc’s revenue was $7.94 billion with a gross profit of $7.94 billion and an EBITDA of $0. The EBITDA ratio measures Ally Financial Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Ally Financial Inc’s operating margin was 29.49% while its return on assets stood at 0.92% with a return of equity of 11.47%.

In Q4, Ally Financial Inc’s quarterly earnings growth was a negative -53.7% while revenue growth was a negative 10.7%.

Ally Financial Inc’s PE and PEG Ratio

Forward PE

4.9727

Trailing PE

5.7871

PEG

0.3048

Its diluted EPS in the last 12-months stands at $5.12 per share while it has a forward price to earnings multiple of 4.9727 and a PEG multiple of 0.3048. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Ally Financial Inc’s profitability.

Ally Financial Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.886.

Ally Financial Inc stock pays annual dividends of $1.2 per share, indicating a yield of 3.99% and a payout ratio of 20.03%.

Balance sheet and cash flow metrics

Total Assets

$191.83 billion

Total Liabilities

$157.75 billion

Operating Cash Flow

$-3355000000.00

Capital Expenditure

$692 million

Dividend Payout Ratio

20.03%

Ally Financial Inc ended 2024 with $191.83 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $191.83 billion while shareholder equity stood at $12.86 billion.

Ally Financial Inc ended 2024 with $0 in deferred long-term liabilities, $157.75 billion in other current liabilities, 14978000000.00 in common stock, $-384000000.00 in retained earnings and $822.00 million in goodwill. Its cash balance stood at $5.57 billion and cash and short-term investments were $5.57 billion. The company’s total short-term debt was $2,399,000,000 while long-term debt stood at $17.76 billion.

Ally Financial Inc’s total current assets stands at $5.57 billion while long-term investments were $31.28 billion and short-term investments were $25.64 billion. Its net receivables were $786.00 million compared to accounts payable of $408.00 million and inventory worth $0.

In 2024, Ally Financial Inc's operating cash flow was $-3355000000.00 while its capital expenditure stood at $692 million.

Comparatively, Ally Financial Inc paid $0.20 in dividends in 2024.

Other key metrics

Current Trading Price

$28.71

52-Week High

$44.0054

52-Week Low

$22.1279

Analyst Target Price

$35.24

Ally Financial Inc stock is currently trading at $28.71 per share. It touched a 52-week high of $44.0054 and a 52-week low of $44.0054. Analysts tracking the stock have a 12-month average target price of $35.24.

Its 50-day moving average was $27.93 and 200-day moving average was $26.94 The short ratio stood at 2 indicating a short percent outstanding of 0%.

Around 62.7% of the company’s stock are held by insiders while 9236.4% are held by institutions.