Alerus Financial Corp
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- Market Cap.:
- $382.24 million
- Book Value:
- Revenue TTM:
- $210.95 million
- Operating Margin TTM:
- Gross Profit TTM:
- $210.95 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Alerus Financial Corp had its IPO on 2001-01-02 under the ticker symbol ALRS.
The company operates in the Financial Services sector and Banks-Regional industry. Alerus Financial Corp has a staff strength of 0 employees.
Shares of Alerus Financial Corp opened at $15.97 at the start of the last trading session i.e. 2023-03-24.
The stocks traded within a range of $15.91 - $16.42, and closed at $16.28.
This is a +0.74% increase from the previous day's closing price.
A total volume of 94,598 shares were traded at the close of the day’s session.
In the last one week, shares of Alerus Financial Corp have slipped by -4.85%.
Alerus Financial Corp's Key Ratios
Alerus Financial Corp has a market cap of $382.24 million, indicating a price to book ratio of 1.3441 and a price to sales ratio of 2.1097.
In the last 12-months Alerus Financial Corp’s revenue was $210.95 million with a gross profit of $210.95 million and an EBITDA of $0. The EBITDA ratio measures Alerus Financial Corp's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Alerus Financial Corp’s operating margin was 26.99% while its return on assets stood at 1.12% with a return of equity of 11.17%.
In Q4, Alerus Financial Corp’s quarterly earnings growth was a negative -25.4% while revenue growth was a negative 9.5%.
Alerus Financial Corp’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $2.1 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Alerus Financial Corp’s profitability.
Alerus Financial Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.1097.
Alerus Financial Corp stock pays annual dividends of $0.7 per share, indicating a yield of 3.69% and a payout ratio of 34.45%.
Balance sheet and cash flow metrics
- Total Assets
- $3.78 billion
- Total Liabilities
- Operating Cash Flow
- Capital Expenditure
- Dividend Payout Ratio
Alerus Financial Corp ended 2023 with $3.78 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.78 billion while shareholder equity stood at $356.87 million.
Alerus Financial Corp ended 2023 with $0 in deferred long-term liabilities, $0 in other current liabilities, 19992000.00 in common stock, $280.43 million in retained earnings and $47.09 million in goodwill. Its cash balance stood at $58.24 million and cash and short-term investments were $775.57 million. The company’s total short-term debt was $378,080,000 while long-term debt stood at $58.84 million.
Alerus Financial Corp’s total current assets stands at $0 while long-term investments were $1.04 billion and short-term investments were $717.32 million. Its net receivables were $12.87 million compared to accounts payable of $0 and inventory worth $0.
In 2023, Alerus Financial Corp's operating cash flow was $0 while its capital expenditure stood at $0.
Comparatively, Alerus Financial Corp paid $0.34 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Alerus Financial Corp stock is currently trading at $16.28 per share. It touched a 52-week high of $29.2743 and a 52-week low of $29.2743. Analysts tracking the stock have a 12-month average target price of $21.33.
Its 50-day moving average was $19.58 and 200-day moving average was $21.92 The short ratio stood at 4.2 indicating a short percent outstanding of 0%.
Around 1150% of the company’s stock are held by insiders while 4242.2% are held by institutions.
Frequently Asked Questions About Alerus Financial Corp
Similar Industry Stocks (Banks-Regional)
Alerus Financial Corporation, through its subsidiary, Alerus Financial, National Association, provides various financial services to businesses and consumers. The company operates in four segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. It offers various deposit products, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services. The company also provides commercial loans, business term loans, lines of credit, and commercial real estate loans, as well as construction and land development loans; consumer lending products, including residential first mortgage loans; installment loans and lines of credit; and second mortgage loans. In addition, it offers retirement plan administration and investment advisory services, employee stock ownership plan, fiduciary services, payroll, health savings accounts, and other benefit services, as well as individual retirement accounts; and financial planning, investment management, personal and corporate trust, estate administration, and custody services. Further, the company provides debit and credit cards, online banking, mobile banking/wallet, payment, private banking, payroll accounts, flex spending accounts, administration, and government health insurance program services. It offers banking services through fourteen offices in North Dakota, Minnesota, and Arizona; and retirement and benefit plans in 50 states through offices located in Michigan, Minnesota, and Colorado. The company was formerly known as First National Bank North Dakota and changed its name to Alerus Financial Corporation in 2000. Alerus Financial Corporation was founded in 1879 and is headquartered in Grand Forks, North Dakota.