
Arrow Financial Corporation
Prices are adjusted according to historical splits.

Vitals
- Today's Low:
- $17.54
- Today's High:
- $18.27
- Open Price:
- $17.74
- 52W Low:
- $17.3789
- 52W High:
- $35.3675
- Prev. Close:
- $17.66
- Volume:
- 63773
Company Statistics
- Market Cap.:
- $320.11 million
- Book Value:
- 21.36
- Revenue TTM:
- $144.44 million
- Operating Margin TTM:
- 44.37%
- Gross Profit TTM:
- $144.44 million
- Profit Margin:
- 33.78%
- Return on Assets TTM:
- 1.22%
- Return on Equity TTM:
- 13.47%
Company Profile
Arrow Financial Corporation had its IPO on 1984-09-07 under the ticker symbol AROW.
The company operates in the Financial Services sector and Banks-Regional industry. Arrow Financial Corporation has a staff strength of 0 employees.
Stock update
Shares of Arrow Financial Corporation opened at $17.74 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $17.54 - $18.27, and closed at $17.93.
This is a +1.53% increase from the previous day's closing price.
A total volume of 63,773 shares were traded at the close of the day’s session.
In the last one week, shares of Arrow Financial Corporation have slipped by -0.5%.
Arrow Financial Corporation's Key Ratios
Arrow Financial Corporation has a market cap of $320.11 million, indicating a price to book ratio of 1.6354 and a price to sales ratio of 3.8842.
In the last 12-months Arrow Financial Corporation’s revenue was $144.44 million with a gross profit of $144.44 million and an EBITDA of $0. The EBITDA ratio measures Arrow Financial Corporation's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Arrow Financial Corporation’s operating margin was 44.37% while its return on assets stood at 1.22% with a return of equity of 13.47%.
In Q4, Arrow Financial Corporation’s quarterly earnings growth was a positive 17.6% while revenue growth was a positive 6.1%.
Arrow Financial Corporation’s PE and PEG Ratio
- Forward PE
- 0
- Trailing PE
- 6.5559
- PEG
- 2.41
Its diluted EPS in the last 12-months stands at $2.95 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 2.41. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Arrow Financial Corporation’s profitability.
Arrow Financial Corporation stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.8842.
Arrow Financial Corporation stock pays annual dividends of $1.056 per share, indicating a yield of 5.58% and a payout ratio of 37.49%.
Balance sheet and cash flow metrics
- Total Assets
- $3.97 billion
- Total Liabilities
- $27.00 million
- Operating Cash Flow
- $0
- Capital Expenditure
- $0
- Dividend Payout Ratio
- 37.49%
Arrow Financial Corporation ended 2025 with $3.97 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.97 billion while shareholder equity stood at $353.54 million.
Arrow Financial Corporation ended 2025 with $0 in deferred long-term liabilities, $27.00 million in other current liabilities, 21424000.00 in common stock, $65.40 million in retained earnings and $21.87 million in goodwill. Its cash balance stood at $64.66 million and cash and short-term investments were $638.16 million. The company’s total short-term debt was $27,000,000 while long-term debt stood at $47.80 million.
Arrow Financial Corporation’s total current assets stands at $638.16 million while long-term investments were $757.10 million and short-term investments were $573.50 million. Its net receivables were $0 compared to accounts payable of $0 and inventory worth $0.
In 2025, Arrow Financial Corporation's operating cash flow was $0 while its capital expenditure stood at $0.
Comparatively, Arrow Financial Corporation paid $0.37 in dividends in 2025.
Other key metrics
- Current Trading Price
- $17.93
- 52-Week High
- $35.3675
- 52-Week Low
- $17.3789
- Analyst Target Price
- $28
Arrow Financial Corporation stock is currently trading at $17.93 per share. It touched a 52-week high of $35.3675 and a 52-week low of $35.3675. Analysts tracking the stock have a 12-month average target price of $28.
Its 50-day moving average was $19.03 and 200-day moving average was $24.49 The short ratio stood at 2.87 indicating a short percent outstanding of 0%.
Around 271.6% of the company’s stock are held by insiders while 3539% are held by institutions.
Frequently Asked Questions About Arrow Financial Corporation
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About
Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company’s deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and improvements to commercial properties, as well as commercial construction and land development loans to finance projects. The company’s lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses. In addition, it maintains an indirect lending program; and sells residential real estate loan originations into the secondary market. Further, the company provides retirement planning, trust, and estate administration services for individuals; and pension, profit-sharing, and employee benefit plan administration services for corporations. Additionally, it offers insurance agency services comprising group health care policies and life insurance, and property and casualty insurance products; and investment advisory services to its proprietary mutual funds, as well as holds a real estate investment trust. The company operates in the northeastern region of New York State in Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties, as well as surrounding areas. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York.