AmeriServ Financial Inc

Company Profile

AmeriServ Financial Inc had its IPO on 1990-03-27 under the ticker symbol ASRV.

The company operates in the Financial Services sector and Banks-Regional industry. AmeriServ Financial Inc has a staff strength of 308 employees.

Stock update

Shares of AmeriServ Financial Inc opened at $3 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $2.95 - $3, and closed at $2.95.

This is a -1.34% slip from the previous day's closing price.

A total volume of 3,250 shares were traded at the close of the day’s session.

In the last one week, shares of AmeriServ Financial Inc have slipped by -2.64%.

AmeriServ Financial Inc's Key Ratios

AmeriServ Financial Inc has a market cap of $47.50 million, indicating a price to book ratio of 0.6756 and a price to sales ratio of 1.1839.

In the last 12-months AmeriServ Financial Inc’s revenue was $56.55 million with a gross profit of $57.21 million and an EBITDA of $0. The EBITDA ratio measures AmeriServ Financial Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, AmeriServ Financial Inc’s operating margin was 15.14% while its return on assets stood at 0.49% with a return of equity of 5.96%.

In Q1, AmeriServ Financial Inc’s quarterly earnings growth was a negative -36.8% while revenue growth was a negative 4.5%.

AmeriServ Financial Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.2895

PEG

0

Its diluted EPS in the last 12-months stands at $0.38 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into AmeriServ Financial Inc’s profitability.

AmeriServ Financial Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.1839.

AmeriServ Financial Inc stock pays annual dividends of $0.12 per share, indicating a yield of 4.3% and a payout ratio of 31.29%.

Balance sheet and cash flow metrics

Total Assets

$1.35 billion

Total Liabilities

$40.72 million

Operating Cash Flow

$13.91 million

Capital Expenditure

$376000

Dividend Payout Ratio

31.29%

AmeriServ Financial Inc ended 2024 with $1.35 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.35 billion while shareholder equity stood at $105.90 million.

AmeriServ Financial Inc ended 2024 with $0 in deferred long-term liabilities, $40.72 million in other current liabilities, 268000.00 in common stock, $65.31 million in retained earnings and $13.61 million in goodwill. Its cash balance stood at $16.41 million and cash and short-term investments were $20.79 million. The company’s total short-term debt was $69,124,000 while long-term debt stood at $26.65 million.

AmeriServ Financial Inc’s total current assets stands at $20.79 million while long-term investments were $417000.00 and short-term investments were $4.38 million. Its net receivables were $5.09 million compared to accounts payable of $0 and inventory worth $0.

In 2024, AmeriServ Financial Inc's operating cash flow was $13.91 million while its capital expenditure stood at $376000.

Comparatively, AmeriServ Financial Inc paid $0.31 in dividends in 2024.

Other key metrics

Current Trading Price

$2.95

52-Week High

$4.0774

52-Week Low

$2.7

Analyst Target Price

$

AmeriServ Financial Inc stock is currently trading at $2.95 per share. It touched a 52-week high of $4.0774 and a 52-week low of $4.0774. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $2.98 and 200-day moving average was $3.3 The short ratio stood at 1.34 indicating a short percent outstanding of 0%.

Around 1792.4% of the company’s stock are held by insiders while 3599.6% are held by institutions.