NASDAQ
ATLC

Atlanticus Holdings Corporation

Credit Services
Financial Services

Prices are adjusted according to historical splits.

Atlanticus Holdings Corporation Stock Price

Vitals

Today's Low:
$32.025
Today's High:
$32.69
Open Price:
$32.5
52W Low:
$21.65
52W High:
$42.66
Prev. Close:
$32.5
Volume:
7110

Company Statistics

Market Cap.:
$523.31 million
Book Value:
23.844
Revenue TTM:
$364.62 million
Operating Margin TTM:
39.74%
Gross Profit TTM:
$290.50 million
Profit Margin:
32.03%
Return on Assets TTM:
5.39%
Return on Equity TTM:
25.79%

Company Profile

Atlanticus Holdings Corporation had its IPO on 1999-04-23 under the ticker symbol ATLC.

The company operates in the Financial Services sector and Credit Services industry. Atlanticus Holdings Corporation has a staff strength of 355 employees.

Stock update

Shares of Atlanticus Holdings Corporation opened at $32.5 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $32.03 - $32.69, and closed at $32.4.

This is a -0.31% slip from the previous day's closing price.

A total volume of 7,110 shares were traded at the close of the day’s session.

In the last one week, shares of Atlanticus Holdings Corporation have slipped by -6.39%.

Atlanticus Holdings Corporation's Key Ratios

Atlanticus Holdings Corporation has a market cap of $523.31 million, indicating a price to book ratio of 1.2968 and a price to sales ratio of 0.9047.

In the last 12-months Atlanticus Holdings Corporation’s revenue was $364.62 million with a gross profit of $290.50 million and an EBITDA of $0. The EBITDA ratio measures Atlanticus Holdings Corporation's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Atlanticus Holdings Corporation’s operating margin was 39.74% while its return on assets stood at 5.39% with a return of equity of 25.79%.

In Q1, Atlanticus Holdings Corporation’s quarterly earnings growth was a negative -44.8% while revenue growth was a negative 19.8%.

Atlanticus Holdings Corporation’s PE and PEG Ratio

Forward PE
0
Trailing PE
7.0389
PEG
0

Its diluted EPS in the last 12-months stands at $5.14 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Atlanticus Holdings Corporation’s profitability.

Atlanticus Holdings Corporation stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.9047.

Atlanticus Holdings Corporation stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets
$2.38 billion
Total Liabilities
$1.69 billion
Operating Cash Flow
$-53430000.00
Capital Expenditure
$2.77 million
Dividend Payout Ratio
0%

Atlanticus Holdings Corporation ended 2024 with $2.38 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.38 billion while shareholder equity stood at $386.42 million.

Atlanticus Holdings Corporation ended 2024 with $0 in deferred long-term liabilities, $1.69 billion in other current liabilities, in common stock, $230.63 million in retained earnings and $0 in goodwill. Its cash balance stood at $389.84 million and cash and short-term investments were $389.84 million. The company’s total short-term debt was $1,634,938,000 while long-term debt stood at $1.76 billion.

Atlanticus Holdings Corporation’s total current assets stands at $4.19 billion while long-term investments were $0 and short-term investments were $0. Its net receivables were $3.80 billion compared to accounts payable of $42.01 million and inventory worth $0.

In 2024, Atlanticus Holdings Corporation's operating cash flow was $-53430000.00 while its capital expenditure stood at $2.77 million.

Comparatively, Atlanticus Holdings Corporation paid $0 in dividends in 2024.

Other key metrics

Current Trading Price
$32.4
52-Week High
$42.66
52-Week Low
$21.65
Analyst Target Price
$44.5

Atlanticus Holdings Corporation stock is currently trading at $32.4 per share. It touched a 52-week high of $42.66 and a 52-week low of $42.66. Analysts tracking the stock have a 12-month average target price of $44.5.

Its 50-day moving average was $37.55 and 200-day moving average was $32.34 The short ratio stood at 31.95 indicating a short percent outstanding of 0%.

Around 6531% of the company’s stock are held by insiders while 1459.4% are held by institutions.

Frequently Asked Questions About Atlanticus Holdings Corporation

The stock symbol (also called stock or share ticker) of Atlanticus Holdings Corporation is ATLC

The IPO of Atlanticus Holdings Corporation took place on 1999-04-23

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About

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers and service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

Address

Five Concourse Parkway, Atlanta, GA, United States, 30328