Bayfirst Financial Corp

Company Profile

Bayfirst Financial Corp had its IPO on 2019-11-20 under the ticker symbol BAFN.

The company operates in the Financial Services sector and Banks-Regional industry. Bayfirst Financial Corp has a staff strength of 300 employees.

Stock update

Shares of Bayfirst Financial Corp opened at $12.51 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $12.5 - $12.7, and closed at $12.5.

This is a +0.48% increase from the previous day's closing price.

A total volume of 1,783 shares were traded at the close of the day’s session.

In the last one week, shares of Bayfirst Financial Corp have slipped by -13.43%.

Bayfirst Financial Corp's Key Ratios

Bayfirst Financial Corp has a market cap of $59.44 million, indicating a price to book ratio of 0.7673 and a price to sales ratio of 0.3963.

In the last 12-months Bayfirst Financial Corp’s revenue was $65.08 million with a gross profit of $62.25 million and an EBITDA of $0. The EBITDA ratio measures Bayfirst Financial Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Bayfirst Financial Corp’s operating margin was 13.54% while its return on assets stood at 0.66% with a return of equity of 6.97%.

In Q1, Bayfirst Financial Corp’s quarterly earnings growth was a negative -56.7% while revenue growth was a positive 20.6%.

Bayfirst Financial Corp’s PE and PEG Ratio

Forward PE

0

Trailing PE

10.2695

PEG

Its diluted EPS in the last 12-months stands at $1.41 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Bayfirst Financial Corp’s profitability.

Bayfirst Financial Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.3963.

Bayfirst Financial Corp stock pays annual dividends of $0.32 per share, indicating a yield of 2.25% and a payout ratio of 23.36%.

Balance sheet and cash flow metrics

Total Assets

$1.07 billion

Total Liabilities

$860000.00

Operating Cash Flow

$-136894000.00

Capital Expenditure

$2.87 million

Dividend Payout Ratio

23.36%

Bayfirst Financial Corp ended 2024 with $1.07 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.07 billion while shareholder equity stood at $90.34 million.

Bayfirst Financial Corp ended 2024 with $0 in deferred long-term liabilities, $860000.00 in other current liabilities, 54003000.00 in common stock, $31.17 million in retained earnings and $0 in goodwill. Its cash balance stood at $136.55 million and cash and short-term investments were $178.98 million. The company’s total short-term debt was $0 while long-term debt stood at $33.73 million.

Bayfirst Financial Corp’s total current assets stands at $184.53 million while long-term investments were $44.92 million and short-term investments were $42.44 million. Its net receivables were $5.55 million compared to accounts payable of $860000.00 and inventory worth $0.

In 2024, Bayfirst Financial Corp's operating cash flow was $-136894000.00 while its capital expenditure stood at $2.87 million.

Comparatively, Bayfirst Financial Corp paid $0.23 in dividends in 2024.

Other key metrics

Current Trading Price

$12.5

52-Week High

$22.0748

52-Week Low

$13.4263

Analyst Target Price

$

Bayfirst Financial Corp stock is currently trading at $12.5 per share. It touched a 52-week high of $22.0748 and a 52-week low of $22.0748. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $13.64 and 200-day moving average was $15.36 The short ratio stood at 9.44 indicating a short percent outstanding of 0%.

Around 1643.3% of the company’s stock are held by insiders while 1954.5% are held by institutions.