Bread Financial Holdings Inc
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $35.67
- Today's High:
- $36.56
- Open Price:
- $35.91
- 52W Low:
- $23.0029
- 52W High:
- $54.0159
- Prev. Close:
- $35.94
- Volume:
- 668243
Company Statistics
- Market Cap.:
- $1.51 billion
- Book Value:
- 54.212
- Revenue TTM:
- $2.69 billion
- Operating Margin TTM:
- 23.68%
- Gross Profit TTM:
- $1.60 billion
- Profit Margin:
- 17.42%
- Return on Assets TTM:
- 2.18%
- Return on Equity TTM:
- 18.78%
Company Profile
Bread Financial Holdings Inc had its IPO on 2001-06-15 under the ticker symbol BFH.
The company operates in the Financial Services sector and Credit Services industry. Bread Financial Holdings Inc has a staff strength of 7,500 employees.
Stock update
Shares of Bread Financial Holdings Inc opened at $35.91 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $35.67 - $36.56, and closed at $35.77.
This is a -0.47% slip from the previous day's closing price.
A total volume of 668,243 shares were traded at the close of the day’s session.
In the last one week, shares of Bread Financial Holdings Inc have slipped by -7.64%.
Bread Financial Holdings Inc's Key Ratios
Bread Financial Holdings Inc has a market cap of $1.51 billion, indicating a price to book ratio of 0.8285 and a price to sales ratio of 0.8261.
In the last 12-months Bread Financial Holdings Inc’s revenue was $2.69 billion with a gross profit of $1.60 billion and an EBITDA of $682 million. The EBITDA ratio measures Bread Financial Holdings Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Bread Financial Holdings Inc’s operating margin was 23.68% while its return on assets stood at 2.18% with a return of equity of 18.78%.
In Q1, Bread Financial Holdings Inc’s quarterly earnings growth was a positive 116.7% while revenue growth was a positive 62.4%.
Bread Financial Holdings Inc’s PE and PEG Ratio
- Forward PE
- 3.6914
- Trailing PE
- 3.2291
- PEG
- 0.2051
Its diluted EPS in the last 12-months stands at $9.34 per share while it has a forward price to earnings multiple of 3.6914 and a PEG multiple of 0.2051. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Bread Financial Holdings Inc’s profitability.
Bread Financial Holdings Inc stock is trading at a EV to sales ratio of 1.9226 and a EV to EBITDA ratio of 6.0842. Its price to sales ratio in the trailing 12-months stood at 0.8261.
Bread Financial Holdings Inc stock pays annual dividends of $0.84 per share, indicating a yield of 2.79% and a payout ratio of 8.99%.
Balance sheet and cash flow metrics
- Total Assets
- $21.97 billion
- Total Liabilities
- $16.15 billion
- Operating Cash Flow
- $3.14 billion
- Capital Expenditure
- $11 million
- Dividend Payout Ratio
- 8.99%
Bread Financial Holdings Inc ended 2024 with $21.97 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $21.97 billion while shareholder equity stood at $2.72 billion.
Bread Financial Holdings Inc ended 2024 with $0 in deferred long-term liabilities, $16.15 billion in other current liabilities, 1000000.00 in common stock, $537.00 million in retained earnings and $0 in goodwill. Its cash balance stood at $3.61 billion and cash and short-term investments were $3.84 billion. The company’s total short-term debt was $3,015,000,000 while long-term debt stood at $4.88 billion.
Bread Financial Holdings Inc’s total current assets stands at $3.84 billion while long-term investments were $228.00 million and short-term investments were $44.00 million. Its net receivables were $-2223000000.00 compared to accounts payable of $0 and inventory worth $0.
In 2024, Bread Financial Holdings Inc's operating cash flow was $3.14 billion while its capital expenditure stood at $11 million.
Comparatively, Bread Financial Holdings Inc paid $0.09 in dividends in 2024.
Other key metrics
- Current Trading Price
- $35.77
- 52-Week High
- $54.0159
- 52-Week Low
- $23.0029
- Analyst Target Price
- $38.1
Bread Financial Holdings Inc stock is currently trading at $35.77 per share. It touched a 52-week high of $54.0159 and a 52-week low of $54.0159. Analysts tracking the stock have a 12-month average target price of $38.1.
Its 50-day moving average was $37.12 and 200-day moving average was $34.43 The short ratio stood at 5.65 indicating a short percent outstanding of 0%.
Around 102% of the company’s stock are held by insiders while 10386.6% are held by institutions.
Frequently Asked Questions About Bread Financial Holdings Inc
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About
Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs, and installment loans and split-pay products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products. It offers its products under the Bread CashbackTM, Bread PayTM, and Bread SavingsTM brands. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings, Inc. in March 2022. Bread Financial Holdings, Inc. was incorporated in 1995 and is headquartered in Columbus, Ohio.