Sierra Bancorp

Company Profile

Sierra Bancorp had its IPO on 1994-11-02 under the ticker symbol BSRR.

The company operates in the Financial Services sector and Banks-Regional industry. Sierra Bancorp has a staff strength of 442 employees.

Stock update

Shares of Sierra Bancorp opened at $17.03 at the start of the last trading session i.e. 2023-03-24.

The stocks traded within a range of $17.03 - $17.56, and closed at $17.45.

This is a +1.22% increase from the previous day's closing price.

A total volume of 37,618 shares were traded at the close of the day’s session.

In the last one week, shares of Sierra Bancorp have slipped by -4.33%.

Sierra Bancorp's Key Ratios

Sierra Bancorp has a market cap of $268.25 million, indicating a price to book ratio of 1.1061 and a price to sales ratio of 2.3898.

In the last 12-months Sierra Bancorp’s revenue was $129.72 million with a gross profit of $129.72 million and an EBITDA of $0. The EBITDA ratio measures Sierra Bancorp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Sierra Bancorp’s operating margin was 34.63% while its return on assets stood at 0.96% with a return of equity of 10.11%.

In Q4, Sierra Bancorp’s quarterly earnings growth was a negative -24.7% while revenue growth was a negative 12.4%.

Sierra Bancorp’s PE and PEG Ratio

Forward PE

7.3801

Trailing PE

7.6283

PEG

2.27

Its diluted EPS in the last 12-months stands at $2.26 per share while it has a forward price to earnings multiple of 7.3801 and a PEG multiple of 2.27. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Sierra Bancorp’s profitability.

Sierra Bancorp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.3898.

Sierra Bancorp stock pays annual dividends of $0.92 per share, indicating a yield of 5.25% and a payout ratio of 41.26%.

Balance sheet and cash flow metrics

Total Assets

$3.61 billion

Total Liabilities

$219.00 million

Operating Cash Flow

$-80114000.00

Capital Expenditure

$373000

Dividend Payout Ratio

41.26%

Sierra Bancorp ended 2023 with $3.61 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.61 billion while shareholder equity stood at $303.58 million.

Sierra Bancorp ended 2023 with $0 in deferred long-term liabilities, $219.00 million in other current liabilities, 112928000.00 in common stock, $243.08 million in retained earnings and $27.36 million in goodwill. Its cash balance stood at $77.13 million and cash and short-term investments were $1.01 billion. The company’s total short-term debt was $219,000,000 while long-term debt stood at $85.54 million.

Sierra Bancorp’s total current assets stands at $414.01 million while long-term investments were $1.27 billion and short-term investments were $934.92 million. Its net receivables were $18.35 million compared to accounts payable of $0 and inventory worth $0.

In 2023, Sierra Bancorp's operating cash flow was $-80114000.00 while its capital expenditure stood at $373000.

Comparatively, Sierra Bancorp paid $0.41 in dividends in 2023.

Other key metrics

Current Trading Price

$17.45

52-Week High

$24.8851

52-Week Low

$17.03

Analyst Target Price

$23.2

Sierra Bancorp stock is currently trading at $17.45 per share. It touched a 52-week high of $24.8851 and a 52-week low of $24.8851. Analysts tracking the stock have a 12-month average target price of $23.2.

Its 50-day moving average was $20.17 and 200-day moving average was $20.79 The short ratio stood at 2.37 indicating a short percent outstanding of 0%.

Around 971.5% of the company’s stock are held by insiders while 5431.6% are held by institutions.