Cass Information Systems Inc

Company Profile

Cass Information Systems Inc had its IPO on 1996-07-01 under the ticker symbol CASS.

The company operates in the Industrials sector and Specialty Business Services industry. Cass Information Systems Inc has a staff strength of 940 employees.

Stock update

Shares of Cass Information Systems Inc opened at $37.16 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $37.1 - $37.69, and closed at $37.58.

This is a +1.29% increase from the previous day's closing price.

A total volume of 25,111 shares were traded at the close of the day’s session.

In the last one week, shares of Cass Information Systems Inc have slipped by -1.85%.

Cass Information Systems Inc's Key Ratios

Cass Information Systems Inc has a market cap of $541.25 million, indicating a price to book ratio of 3.0382 and a price to sales ratio of 3.3947.

In the last 12-months Cass Information Systems Inc’s revenue was $197.00 million with a gross profit of $79.48 million and an EBITDA of $52.78 million. The EBITDA ratio measures Cass Information Systems Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Cass Information Systems Inc’s operating margin was 24.42% while its return on assets stood at 1.24% with a return of equity of 15.54%.

In Q1, Cass Information Systems Inc’s quarterly earnings growth was a negative -15% while revenue growth was a positive 22.8%.

Cass Information Systems Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

16.1721

PEG

0

Its diluted EPS in the last 12-months stands at $2.44 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Cass Information Systems Inc’s profitability.

Cass Information Systems Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.3947.

Cass Information Systems Inc stock pays annual dividends of $1.14 per share, indicating a yield of 2.94% and a payout ratio of 47.13%.

Balance sheet and cash flow metrics

Total Assets

$2.43 billion

Total Liabilities

$1.05 billion

Operating Cash Flow

$103.93 million

Capital Expenditure

$1.95 million

Dividend Payout Ratio

47.13%

Cass Information Systems Inc ended 2024 with $2.43 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.43 billion while shareholder equity stood at $217.50 million.

Cass Information Systems Inc ended 2024 with $0 in deferred long-term liabilities, $1.05 billion in other current liabilities, 7753000.00 in common stock, $134.82 million in retained earnings and $17.31 million in goodwill. Its cash balance stood at $210.48 million and cash and short-term investments were $913.52 million. The company’s total short-term debt was $0 while long-term debt stood at $0.

Cass Information Systems Inc’s total current assets stands at $950.80 million while long-term investments were $703.04 million and short-term investments were $703.04 million. Its net receivables were $37.29 million compared to accounts payable of $1.05 billion and inventory worth $0.

In 2024, Cass Information Systems Inc's operating cash flow was $103.93 million while its capital expenditure stood at $1.95 million.

Comparatively, Cass Information Systems Inc paid $0.47 in dividends in 2024.

Other key metrics

Current Trading Price

$37.58

52-Week High

$50.7906

52-Week Low

$31.4817

Analyst Target Price

$43

Cass Information Systems Inc stock is currently trading at $37.58 per share. It touched a 52-week high of $50.7906 and a 52-week low of $50.7906. Analysts tracking the stock have a 12-month average target price of $43.

Its 50-day moving average was $38.13 and 200-day moving average was $41.65 The short ratio stood at 3.42 indicating a short percent outstanding of 0%.

Around 1040.3% of the company’s stock are held by insiders while 5893% are held by institutions.