Capital Bancorp

Company Profile

Capital Bancorp had its IPO on 2018-09-26 under the ticker symbol CBNK.

The company operates in the Financial Services sector and Banks-Regional industry. Capital Bancorp has a staff strength of 270 employees.

Stock update

Shares of Capital Bancorp opened at $19.06 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $19.04 - $19.38, and closed at $19.27.

This is a +0.89% increase from the previous day's closing price.

A total volume of 5,967 shares were traded at the close of the day’s session.

In the last one week, shares of Capital Bancorp have slipped by -2.63%.

Capital Bancorp's Key Ratios

Capital Bancorp has a market cap of $257.79 million, indicating a price to book ratio of 1.5837 and a price to sales ratio of 2.0096.

In the last 12-months Capital Bancorp’s revenue was $161.53 million with a gross profit of $163.35 million and an EBITDA of $0. The EBITDA ratio measures Capital Bancorp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Capital Bancorp’s operating margin was 32.9% while its return on assets stood at 1.89% with a return of equity of 18.96%.

In Q1, Capital Bancorp’s quarterly earnings growth was a negative -4.2% while revenue growth was a negative 4.5%.

Capital Bancorp’s PE and PEG Ratio

Forward PE

7.5358

Trailing PE

6.3774

PEG

0

Its diluted EPS in the last 12-months stands at $2.88 per share while it has a forward price to earnings multiple of 7.5358 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Capital Bancorp’s profitability.

Capital Bancorp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.0096.

Capital Bancorp stock pays annual dividends of $0.24 per share, indicating a yield of 1.42% and a payout ratio of 8.36%.

Balance sheet and cash flow metrics

Total Assets

$2.25 billion

Total Liabilities

$1.98 million

Operating Cash Flow

$-58706000.00

Capital Expenditure

$2.32 million

Dividend Payout Ratio

8.36%

Capital Bancorp ended 2024 with $2.25 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.25 billion while shareholder equity stood at $234.52 million.

Capital Bancorp ended 2024 with $0 in deferred long-term liabilities, $1.98 million in other current liabilities, 141000.00 in common stock, $191.06 million in retained earnings and $0 in goodwill. Its cash balance stood at $139.93 million and cash and short-term investments were $395.69 million. The company’s total short-term debt was $32,000,000 while long-term debt stood at $44.06 million.

Capital Bancorp’s total current assets stands at $405.67 million while long-term investments were $255.76 million and short-term investments were $255.76 million. Its net receivables were $9.99 million compared to accounts payable of $1.98 million and inventory worth $0.

In 2024, Capital Bancorp's operating cash flow was $-58706000.00 while its capital expenditure stood at $2.32 million.

Comparatively, Capital Bancorp paid $0.08 in dividends in 2024.

Other key metrics

Current Trading Price

$19.27

52-Week High

$27.1725

52-Week Low

$15.2614

Analyst Target Price

$21.2

Capital Bancorp stock is currently trading at $19.27 per share. It touched a 52-week high of $27.1725 and a 52-week low of $27.1725. Analysts tracking the stock have a 12-month average target price of $21.2.

Its 50-day moving average was $19.47 and 200-day moving average was $19.51 The short ratio stood at 4.1 indicating a short percent outstanding of 0%.

Around 3453.4% of the company’s stock are held by insiders while 3302.1% are held by institutions.