NYSE
CBU

Community Bank System Inc

Banks-Regional
Financial Services

Prices are adjusted according to historical splits.

Community Bank System Inc Stock Price

Vitals

Today's Low:
$43.89
Today's High:
$44.9786
Open Price:
$44.71
52W Low:
$44.26
52W High:
$71.2242
Prev. Close:
$44.47
Volume:
214814

Company Statistics

Market Cap.:
$2.75 billion
Book Value:
30.414
Revenue TTM:
$625.73 million
Operating Margin TTM:
33.06%
Gross Profit TTM:
$664.58 million
Profit Margin:
23.47%
Return on Assets TTM:
0.95%
Return on Equity TTM:
8.42%

Company Profile

Community Bank System Inc had its IPO on 1985-11-27 under the ticker symbol CBU.

The company operates in the Financial Services sector and Banks-Regional industry. Community Bank System Inc has a staff strength of 2,839 employees.

Stock update

Shares of Community Bank System Inc opened at $44.71 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $43.89 - $44.98, and closed at $44.13.

This is a -0.76% slip from the previous day's closing price.

A total volume of 214,814 shares were traded at the close of the day’s session.

In the last one week, shares of Community Bank System Inc have slipped by -7.04%.

Community Bank System Inc's Key Ratios

Community Bank System Inc has a market cap of $2.75 billion, indicating a price to book ratio of 2.198 and a price to sales ratio of 4.8805.

In the last 12-months Community Bank System Inc’s revenue was $625.73 million with a gross profit of $664.58 million and an EBITDA of $0. The EBITDA ratio measures Community Bank System Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Community Bank System Inc’s operating margin was 33.06% while its return on assets stood at 0.95% with a return of equity of 8.42%.

In Q1, Community Bank System Inc’s quarterly earnings growth was a negative -87.5% while revenue growth was a negative 24.3%.

Community Bank System Inc’s PE and PEG Ratio

Forward PE
20
Trailing PE
17.8118
PEG
2.17

Its diluted EPS in the last 12-months stands at $2.87 per share while it has a forward price to earnings multiple of 20 and a PEG multiple of 2.17. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Community Bank System Inc’s profitability.

Community Bank System Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 4.8805.

Community Bank System Inc stock pays annual dividends of $1.75 per share, indicating a yield of 3.51% and a payout ratio of 63.77%.

Balance sheet and cash flow metrics

Total Assets
$15.26 billion
Total Liabilities
$130.98 million
Operating Cash Flow
$596.07 million
Capital Expenditure
$4.07 million
Dividend Payout Ratio
63.77%

Community Bank System Inc ended 2024 with $15.26 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $15.26 billion while shareholder equity stood at $1.63 billion.

Community Bank System Inc ended 2024 with $0 in deferred long-term liabilities, $130.98 million in other current liabilities, 54360000.00 in common stock, $1.13 billion in retained earnings and $842.94 million in goodwill. Its cash balance stood at $189.30 million and cash and short-term investments were $189.30 million. The company’s total short-term debt was $17,284,000 while long-term debt stood at $380.29 million.

Community Bank System Inc’s total current assets stands at $189.30 million while long-term investments were $4.63 billion and short-term investments were $3.49 billion. Its net receivables were $42.48 million compared to accounts payable of $130.98 million and inventory worth $0.

In 2024, Community Bank System Inc's operating cash flow was $596.07 million while its capital expenditure stood at $4.07 million.

Comparatively, Community Bank System Inc paid $0.64 in dividends in 2024.

Other key metrics

Current Trading Price
$44.13
52-Week High
$71.2242
52-Week Low
$44.26
Analyst Target Price
$53.83

Community Bank System Inc stock is currently trading at $44.13 per share. It touched a 52-week high of $71.2242 and a 52-week low of $71.2242. Analysts tracking the stock have a 12-month average target price of $53.83.

Its 50-day moving average was $48.74 and 200-day moving average was $53.11 The short ratio stood at 4.87 indicating a short percent outstanding of 0%.

Around 129.4% of the company’s stock are held by insiders while 7465% are held by institutions.

Frequently Asked Questions About Community Bank System Inc

The stock symbol (also called stock or share ticker) of Community Bank System Inc is CBU

The IPO of Community Bank System Inc took place on 1985-11-27

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About

Community Bank System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits. It also provides loans, including consumer mortgages; general purpose commercial and industrial loans, and mortgages on commercial properties; paycheck protection program loans; installment loans that are originated through selected dealerships and are secured by automobiles, marine, and other recreational vehicles; personal installment loans and check credit lines of credit for consumers; and home equity products. In addition, the company offers broker-dealer and investment advisory; cash management, investment, and treasury services; asset management services; and employee benefit services, as well as operates as a full-service insurance agency that provides personal and commercial lines of insurance, and other risk management products and services. Further, it offers contribution plan administration, employee benefit trust, collective investment fund, retirement plan administration and benefit consulting, fund administration, transfer agency, actuarial and benefit consulting, VEBA/HRA, and health and welfare consulting services; and act as an investor in residential and commercial real estate activities. Additionally, the company offers wealth management, retirement planning, higher educational planning, fiduciary, risk management, trust, and personal financial planning services; and investment alternatives, including stocks, bonds, mutual funds, and insurance and advisory products, as well as master recordkeeping services. Community Bank System, Inc. was founded in 1866 and is headquartered in DeWitt, New York.

Address

5790 Widewaters Parkway, Dewitt, NY, United States, 13214-1883