C&F Financial Corporation

Company Profile

C&F Financial Corporation had its IPO on 1998-01-22 under the ticker symbol CFFI.

The company operates in the Financial Services sector and Banks-Regional industry. C&F Financial Corporation has a staff strength of 613 employees.

Stock update

Shares of C&F Financial Corporation opened at $56.49 at the start of the last trading session i.e. 2023-03-19.

The stocks traded within a range of $53.89 - $56.49, and closed at $54.16.

This is a -3.48% slip from the previous day's closing price.

A total volume of 8,700 shares were traded at the close of the day’s session.

In the last one week, shares of C&F Financial Corporation have slipped by -7.45%.

C&F Financial Corporation's Key Ratios

C&F Financial Corporation has a market cap of $187.77 million, indicating a price to book ratio of 0.8654 and a price to sales ratio of 1.6665.

In the last 12-months C&F Financial Corporation’s revenue was $119.00 million with a gross profit of $119.00 million and an EBITDA of $0. The EBITDA ratio measures C&F Financial Corporation's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, C&F Financial Corporation’s operating margin was 31.25% while its return on assets stood at 1.28% with a return of equity of 14.42%.

In Q4, C&F Financial Corporation’s quarterly earnings growth was a positive 77.2% while revenue growth was a positive 9.3%.

C&F Financial Corporation’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.0155

PEG

0

Its diluted EPS in the last 12-months stands at $7.72 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into C&F Financial Corporation’s profitability.

C&F Financial Corporation stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.6665.

C&F Financial Corporation stock pays annual dividends of $1.64 per share, indicating a yield of 3.04% and a payout ratio of 20.19%.

Balance sheet and cash flow metrics

Total Assets

$2.33 billion

Total Liabilities

$36.59 million

Operating Cash Flow

$0

Capital Expenditure

$1.03 million

Dividend Payout Ratio

20.19%

C&F Financial Corporation ended 2023 with $2.33 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.33 billion while shareholder equity stood at $196.23 million.

C&F Financial Corporation ended 2023 with $0 in deferred long-term liabilities, $36.59 million in other current liabilities, 3331000.00 in common stock, $217.21 million in retained earnings and $25.19 million in goodwill. Its cash balance stood at $26.66 million and cash and short-term investments were $539.25 million. The company’s total short-term debt was $36,592,000 while long-term debt stood at $55.49 million.

C&F Financial Corporation’s total current assets stands at $548.23 million while long-term investments were $512.59 million and short-term investments were $512.59 million. Its net receivables were $8.98 million compared to accounts payable of $950000.00 and inventory worth $0.

In 2023, C&F Financial Corporation's operating cash flow was $0 while its capital expenditure stood at $1.03 million.

Comparatively, C&F Financial Corporation paid $0.20 in dividends in 2023.

Other key metrics

Current Trading Price

$54.16

52-Week High

$62.8096

52-Week Low

$42.1046

Analyst Target Price

$

C&F Financial Corporation stock is currently trading at $54.16 per share. It touched a 52-week high of $62.8096 and a 52-week low of $62.8096. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $58.18 and 200-day moving average was $52.81 The short ratio stood at 0.87 indicating a short percent outstanding of 0%.

Around 610.7% of the company’s stock are held by insiders while 3106.5% are held by institutions.