Citizens Inc

Company Profile

Citizens Inc had its IPO on 1988-12-05 under the ticker symbol CIA.

The company operates in the Financial Services sector and Insurance-Life industry. Citizens Inc has a staff strength of 224 employees.

Stock update

Shares of Citizens Inc opened at $2.99 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $2.98 - $3.1, and closed at $3.06.

This is a +2% increase from the previous day's closing price.

A total volume of 31,253 shares were traded at the close of the day’s session.

In the last one week, shares of Citizens Inc have increased by +1.32%.

Citizens Inc's Key Ratios

Citizens Inc has a market cap of $110.68 million, indicating a price to book ratio of 1.4604 and a price to sales ratio of 0.472.

In the last 12-months Citizens Inc’s revenue was $233.08 million with a gross profit of $39.08 million and an EBITDA of $-7025000. The EBITDA ratio measures Citizens Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Citizens Inc’s operating margin was -3.23% while its return on assets stood at -0.28% with a return of equity of -4.68%.

In Q1, Citizens Inc’s quarterly earnings growth was a negative -23.9% while revenue growth was a positive 1%.

Citizens Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

0

PEG

0

Its diluted EPS in the last 12-months stands at $-0.16 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Citizens Inc’s profitability.

Citizens Inc stock is trading at a EV to sales ratio of 0.5085 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.472.

Citizens Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$1.64 billion

Total Liabilities

$537000.00

Operating Cash Flow

$-11026000.00

Capital Expenditure

$73000

Dividend Payout Ratio

0%

Citizens Inc ended 2024 with $1.64 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.64 billion while shareholder equity stood at $154.29 million.

Citizens Inc ended 2024 with $5.78 million in deferred long-term liabilities, $537000.00 in other current liabilities, 271381000.00 in common stock, $21.18 million in retained earnings and $0 in goodwill. Its cash balance stood at $18.92 million and cash and short-term investments were $1.25 billion. The company’s total short-term debt was $0 while long-term debt stood at $0.

Citizens Inc’s total current assets stands at $1.26 billion while long-term investments were $1.41 billion and short-term investments were $1.23 billion. Its net receivables were $13.50 million compared to accounts payable of $7.49 million and inventory worth $0.

In 2024, Citizens Inc's operating cash flow was $-11026000.00 while its capital expenditure stood at $73000.

Comparatively, Citizens Inc paid $0 in dividends in 2024.

Other key metrics

Current Trading Price

$3.06

52-Week High

$4.52

52-Week Low

$1.64

Analyst Target Price

$

Citizens Inc stock is currently trading at $3.06 per share. It touched a 52-week high of $4.52 and a 52-week low of $4.52. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $2.81 and 200-day moving average was $2.6 The short ratio stood at 28.44 indicating a short percent outstanding of 0%.

Around 916.1% of the company’s stock are held by insiders while 1381.5% are held by institutions.