NASDAQ
CIVB

Civista Bancshares Inc

Banks-Regional
Financial Services

Prices are adjusted according to historical splits.

Civista Bancshares Inc Stock Price

Vitals

Today's Low:
$16.415
Today's High:
$16.66
Open Price:
$16.51
52W Low:
$13.8818
52W High:
$23.8824
Prev. Close:
$16.47
Volume:
9464

Company Statistics

Market Cap.:
$247.56 million
Book Value:
22.05
Revenue TTM:
$150.30 million
Operating Margin TTM:
37.77%
Gross Profit TTM:
$137.53 million
Profit Margin:
29.17%
Return on Assets TTM:
1.3%
Return on Equity TTM:
12.99%

Company Profile

Civista Bancshares Inc had its IPO on 2001-01-02 under the ticker symbol CIVB.

The company operates in the Financial Services sector and Banks-Regional industry. Civista Bancshares Inc has a staff strength of 532 employees.

Stock update

Shares of Civista Bancshares Inc opened at $16.51 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $16.42 - $16.66, and closed at $16.49.

This is a +0.12% increase from the previous day's closing price.

A total volume of 9,464 shares were traded at the close of the day’s session.

In the last one week, shares of Civista Bancshares Inc have slipped by -4.13%.

Civista Bancshares Inc's Key Ratios

Civista Bancshares Inc has a market cap of $247.56 million, indicating a price to book ratio of 1.1294 and a price to sales ratio of 2.7507.

In the last 12-months Civista Bancshares Inc’s revenue was $150.30 million with a gross profit of $137.53 million and an EBITDA of $0. The EBITDA ratio measures Civista Bancshares Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Civista Bancshares Inc’s operating margin was 37.77% while its return on assets stood at 1.3% with a return of equity of 12.99%.

In Q1, Civista Bancshares Inc’s quarterly earnings growth was a positive 44.3% while revenue growth was a positive 42.2%.

Civista Bancshares Inc’s PE and PEG Ratio

Forward PE
7.0323
Trailing PE
5.1475
PEG
1.93

Its diluted EPS in the last 12-months stands at $3.05 per share while it has a forward price to earnings multiple of 7.0323 and a PEG multiple of 1.93. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Civista Bancshares Inc’s profitability.

Civista Bancshares Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.7507.

Civista Bancshares Inc stock pays annual dividends of $0.56 per share, indicating a yield of 4.06% and a payout ratio of 20.07%.

Balance sheet and cash flow metrics

Total Assets
$3.58 billion
Total Liabilities
$212.00 million
Operating Cash Flow
$-38635000.00
Capital Expenditure
$1.25 million
Dividend Payout Ratio
20.07%

Civista Bancshares Inc ended 2024 with $3.58 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.58 billion while shareholder equity stood at $347.70 million.

Civista Bancshares Inc ended 2024 with $0 in deferred long-term liabilities, $212.00 million in other current liabilities, 310412000.00 in common stock, $161.11 million in retained earnings and $125.08 million in goodwill. Its cash balance stood at $54.44 million and cash and short-term investments were $54.44 million. The company’s total short-term debt was $212,000,000 while long-term debt stood at $135.89 million.

Civista Bancshares Inc’s total current assets stands at $92.01 million while long-term investments were $3.15 billion and short-term investments were $627.71 million. Its net receivables were $37.57 million compared to accounts payable of $24.70 million and inventory worth $0.

In 2024, Civista Bancshares Inc's operating cash flow was $-38635000.00 while its capital expenditure stood at $1.25 million.

Comparatively, Civista Bancshares Inc paid $0.20 in dividends in 2024.

Other key metrics

Current Trading Price
$16.49
52-Week High
$23.8824
52-Week Low
$13.8818
Analyst Target Price
$20.67

Civista Bancshares Inc stock is currently trading at $16.49 per share. It touched a 52-week high of $23.8824 and a 52-week low of $23.8824. Analysts tracking the stock have a 12-month average target price of $20.67.

Its 50-day moving average was $17.6 and 200-day moving average was $18.44 The short ratio stood at 5.24 indicating a short percent outstanding of 0%.

Around 290.1% of the company’s stock are held by insiders while 5340.1% are held by institutions.

Frequently Asked Questions About Civista Bancshares Inc

The stock symbol (also called stock or share ticker) of Civista Bancshares Inc is CIVB

The IPO of Civista Bancshares Inc took place on 2001-01-02

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About

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases equity securities; and provides trust and third-party insurance services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Address

100 East Water Street, Sandusky, OH, United States, 44870-2514