Citizens Holding Company

Company Profile

Citizens Holding Company had its IPO on 1999-10-19 under the ticker symbol CIZN.

The company operates in the Financial Services sector and Banks-Regional industry. Citizens Holding Company has a staff strength of 271 employees.

Stock update

Shares of Citizens Holding Company opened at $10.12 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $10.05 - $10.2, and closed at $10.19.

This is a 0% increase from the previous day's closing price.

A total volume of 2,035 shares were traded at the close of the day’s session.

In the last one week, shares of Citizens Holding Company have slipped by -0.29%.

Citizens Holding Company's Key Ratios

Citizens Holding Company has a market cap of $68.86 million, indicating a price to book ratio of 2.4295 and a price to sales ratio of 1.6773.

In the last 12-months Citizens Holding Company’s revenue was $44.75 million with a gross profit of $45.48 million and an EBITDA of $0. The EBITDA ratio measures Citizens Holding Company's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Citizens Holding Company’s operating margin was 22.84% while its return on assets stood at 0.66% with a return of equity of 16.77%.

In Q1, Citizens Holding Company’s quarterly earnings growth was a negative -44.4% while revenue growth was a negative 6.8%.

Citizens Holding Company’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.859

PEG

0

Its diluted EPS in the last 12-months stands at $1.56 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Citizens Holding Company’s profitability.

Citizens Holding Company stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.6773.

Citizens Holding Company stock pays annual dividends of $0.96 per share, indicating a yield of 7.7% and a payout ratio of 56.77%.

Balance sheet and cash flow metrics

Total Assets

$1.29 billion

Total Liabilities

$19.73 million

Operating Cash Flow

$25.54 million

Capital Expenditure

$179000

Dividend Payout Ratio

56.77%

Citizens Holding Company ended 2024 with $1.29 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.29 billion while shareholder equity stood at $41.12 million.

Citizens Holding Company ended 2024 with $9.99 million in deferred long-term liabilities, $19.73 million in other current liabilities, 1122000.00 in common stock, $101.34 million in retained earnings and $0 in goodwill. Its cash balance stood at $15.60 million and cash and short-term investments were $417.84 million. The company’s total short-term debt was $19,725,000 while long-term debt stood at $0.

Citizens Holding Company’s total current assets stands at $422.40 million while long-term investments were $201.74 million and short-term investments were $402.24 million. Its net receivables were $4.56 million compared to accounts payable of $0 and inventory worth $0.

In 2024, Citizens Holding Company's operating cash flow was $25.54 million while its capital expenditure stood at $179000.

Comparatively, Citizens Holding Company paid $0.57 in dividends in 2024.

Other key metrics

Current Trading Price

$10.19

52-Week High

$17.5065

52-Week Low

$11.7187

Analyst Target Price

$24

Citizens Holding Company stock is currently trading at $10.19 per share. It touched a 52-week high of $17.5065 and a 52-week low of $17.5065. Analysts tracking the stock have a 12-month average target price of $24.

Its 50-day moving average was $11.1 and 200-day moving average was $12.6 The short ratio stood at 76.77 indicating a short percent outstanding of 0%.

Around 1567.7% of the company’s stock are held by insiders while 1304% are held by institutions.