ChoiceOne Financial Services Inc
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $22.92
- Today's High:
- $23.2
- Open Price:
- $22.92
- 52W Low:
- $18.6023
- 52W High:
- $29.7008
- Prev. Close:
- $23.28
- Volume:
- 2110
Company Statistics
- Market Cap.:
- $159.09 million
- Book Value:
- 22.43
- Revenue TTM:
- $81.63 million
- Operating Margin TTM:
- 36.46%
- Gross Profit TTM:
- $81.14 million
- Profit Margin:
- 29.09%
- Return on Assets TTM:
- 0.99%
- Return on Equity TTM:
- 13.2%
Company Profile
ChoiceOne Financial Services Inc had its IPO on 2001-12-31 under the ticker symbol COFS.
The company operates in the Financial Services sector and Banks-Regional industry. ChoiceOne Financial Services Inc has a staff strength of 376 employees.
Stock update
Shares of ChoiceOne Financial Services Inc opened at $22.92 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $22.92 - $23.2, and closed at $23.2.
This is a -0.34% slip from the previous day's closing price.
A total volume of 2,110 shares were traded at the close of the day’s session.
In the last one week, shares of ChoiceOne Financial Services Inc have slipped by -4.84%.
ChoiceOne Financial Services Inc's Key Ratios
ChoiceOne Financial Services Inc has a market cap of $159.09 million, indicating a price to book ratio of 1.2025 and a price to sales ratio of 2.3473.
In the last 12-months ChoiceOne Financial Services Inc’s revenue was $81.63 million with a gross profit of $81.14 million and an EBITDA of $0. The EBITDA ratio measures ChoiceOne Financial Services Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, ChoiceOne Financial Services Inc’s operating margin was 36.46% while its return on assets stood at 0.99% with a return of equity of 13.2%.
In Q1, ChoiceOne Financial Services Inc’s quarterly earnings growth was a positive 1.6% while revenue growth was a positive 2.4%.
ChoiceOne Financial Services Inc’s PE and PEG Ratio
- Forward PE
- 0
- Trailing PE
- 6.6094
- PEG
- 0
Its diluted EPS in the last 12-months stands at $3.2 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into ChoiceOne Financial Services Inc’s profitability.
ChoiceOne Financial Services Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.3473.
ChoiceOne Financial Services Inc stock pays annual dividends of $1.02 per share, indicating a yield of 4.96% and a payout ratio of 32.59%.
Balance sheet and cash flow metrics
- Total Assets
- $2.41 billion
- Total Liabilities
- $2.11 billion
- Operating Cash Flow
- $-18918000.00
- Capital Expenditure
- $1.03 million
- Dividend Payout Ratio
- 32.59%
ChoiceOne Financial Services Inc ended 2024 with $2.41 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.41 billion while shareholder equity stood at $168.71 million.
ChoiceOne Financial Services Inc ended 2024 with $0 in deferred long-term liabilities, $2.11 billion in other current liabilities, 172564000.00 in common stock, $64.03 million in retained earnings and $59.95 million in goodwill. Its cash balance stood at $55.19 million and cash and short-term investments were $609.50 million. The company’s total short-term debt was $0 while long-term debt stood at $120.32 million.
ChoiceOne Financial Services Inc’s total current assets stands at $609.50 million while long-term investments were $977.18 million and short-term investments were $554.31 million. Its net receivables were $0 compared to accounts payable of $0 and inventory worth $0.
In 2024, ChoiceOne Financial Services Inc's operating cash flow was $-18918000.00 while its capital expenditure stood at $1.03 million.
Comparatively, ChoiceOne Financial Services Inc paid $0.33 in dividends in 2024.
Other key metrics
- Current Trading Price
- $23.2
- 52-Week High
- $29.7008
- 52-Week Low
- $18.6023
- Analyst Target Price
- $
ChoiceOne Financial Services Inc stock is currently trading at $23.2 per share. It touched a 52-week high of $29.7008 and a 52-week low of $29.7008. Analysts tracking the stock have a 12-month average target price of $.
Its 50-day moving average was $23.54 and 200-day moving average was $24.59 The short ratio stood at 4.16 indicating a short percent outstanding of 0%.
Around 1108.3% of the company’s stock are held by insiders while 1230.8% are held by institutions.
Frequently Asked Questions About ChoiceOne Financial Services Inc
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About
ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services to corporations, partnerships, and individuals in Michigan. The company offers various deposit products, including time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers alternative investment products, which include annuities and mutual funds; and sells insurance policies, such as life and health for commercial and consumer clients. Further, it provides trust and wealth management services. ChoiceOne Financial Services, Inc. was founded in 1898 and is headquartered in Sparta, Michigan.