Consumer Portfolio Services Inc
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $8.26
- Today's High:
- $9.07
- Open Price:
- $8.26
- 52W Low:
- $4.635
- 52W High:
- $14.38
- Prev. Close:
- $8.32
- Volume:
- 25715
Company Statistics
- Market Cap.:
- $245.80 million
- Book Value:
- 11.846
- Revenue TTM:
- $248.45 million
- Operating Margin TTM:
- 42.38%
- Gross Profit TTM:
- $254.19 million
- Profit Margin:
- 31.67%
- Return on Assets TTM:
- 3.08%
- Return on Equity TTM:
- 36.89%
Company Profile
Consumer Portfolio Services Inc had its IPO on 1992-10-22 under the ticker symbol CPSS.
The company operates in the Financial Services sector and Credit Services industry. Consumer Portfolio Services Inc has a staff strength of 779 employees.
Stock update
Shares of Consumer Portfolio Services Inc opened at $8.26 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $8.26 - $9.07, and closed at $8.81.
This is a +5.89% increase from the previous day's closing price.
A total volume of 25,715 shares were traded at the close of the day’s session.
In the last one week, shares of Consumer Portfolio Services Inc have slipped by -6.38%.
Consumer Portfolio Services Inc's Key Ratios
Consumer Portfolio Services Inc has a market cap of $245.80 million, indicating a price to book ratio of 0.7616 and a price to sales ratio of 0.6113.
In the last 12-months Consumer Portfolio Services Inc’s revenue was $248.45 million with a gross profit of $254.19 million and an EBITDA of $0. The EBITDA ratio measures Consumer Portfolio Services Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Consumer Portfolio Services Inc’s operating margin was 42.38% while its return on assets stood at 3.08% with a return of equity of 36.89%.
In Q1, Consumer Portfolio Services Inc’s quarterly earnings growth was a negative -28% while revenue growth was a negative 8.9%.
Consumer Portfolio Services Inc’s PE and PEG Ratio
- Forward PE
- 21.0084
- Trailing PE
- 3.9565
- PEG
- 0.33
Its diluted EPS in the last 12-months stands at $2.99 per share while it has a forward price to earnings multiple of 21.0084 and a PEG multiple of 0.33. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Consumer Portfolio Services Inc’s profitability.
Consumer Portfolio Services Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.6113.
Consumer Portfolio Services Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.
Balance sheet and cash flow metrics
- Total Assets
- $2.84 billion
- Total Liabilities
- $285.81 million
- Operating Cash Flow
- $-121159000.00
- Capital Expenditure
- $20000
- Dividend Payout Ratio
- 0%
Consumer Portfolio Services Inc ended 2024 with $2.84 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.84 billion while shareholder equity stood at $242.79 million.
Consumer Portfolio Services Inc ended 2024 with $0 in deferred long-term liabilities, $285.81 million in other current liabilities, 29485000.00 in common stock, $216.34 million in retained earnings and $0 in goodwill. Its cash balance stood at $10.19 million and cash and short-term investments were $10.19 million. The company’s total short-term debt was $285,809,000 while long-term debt stood at $2.25 billion.
Consumer Portfolio Services Inc’s total current assets stands at $10.19 million while long-term investments were $2.58 billion and short-term investments were $0. Its net receivables were $512.24 million compared to accounts payable of $59.83 million and inventory worth $0.
In 2024, Consumer Portfolio Services Inc's operating cash flow was $-121159000.00 while its capital expenditure stood at $20000.
Comparatively, Consumer Portfolio Services Inc paid $0 in dividends in 2024.
Other key metrics
- Current Trading Price
- $8.81
- 52-Week High
- $14.38
- 52-Week Low
- $4.635
- Analyst Target Price
- $8
Consumer Portfolio Services Inc stock is currently trading at $8.81 per share. It touched a 52-week high of $14.38 and a 52-week low of $14.38. Analysts tracking the stock have a 12-month average target price of $8.
Its 50-day moving average was $10.73 and 200-day moving average was $10.25 The short ratio stood at 33.78 indicating a short percent outstanding of 0%.
Around 3125.9% of the company’s stock are held by insiders while 5202% are held by institutions.
Frequently Asked Questions About Consumer Portfolio Services Inc
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About
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in merger and acquisition transactions; purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. It services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. The company was incorporated in 1991 and is headquartered in Irvine, California.