Central Valley Community Bancorp

Company Profile

Central Valley Community Bancorp had its IPO on 1999-03-08 under the ticker symbol CVCY.

The company operates in the Financial Services sector and Banks-Regional industry. Central Valley Community Bancorp has a staff strength of 257 employees.

Stock update

Shares of Central Valley Community Bancorp opened at $14.35 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $14.15 - $14.43, and closed at $14.38.

This is a +0.77% increase from the previous day's closing price.

A total volume of 9,776 shares were traded at the close of the day’s session.

In the last one week, shares of Central Valley Community Bancorp have slipped by -3.43%.

Central Valley Community Bancorp's Key Ratios

Central Valley Community Bancorp has a market cap of $182.43 million, indicating a price to book ratio of 1.5269 and a price to sales ratio of 2.8814.

In the last 12-months Central Valley Community Bancorp’s revenue was $86.71 million with a gross profit of $83.62 million and an EBITDA of $0. The EBITDA ratio measures Central Valley Community Bancorp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Central Valley Community Bancorp’s operating margin was 43.43% while its return on assets stood at 1.13% with a return of equity of 14.73%.

In Q1, Central Valley Community Bancorp’s quarterly earnings growth was a positive 15.7% while revenue growth was a positive 15.9%.

Central Valley Community Bancorp’s PE and PEG Ratio

Forward PE

8.3333

Trailing PE

6.208

PEG

2.2

Its diluted EPS in the last 12-months stands at $2.5 per share while it has a forward price to earnings multiple of 8.3333 and a PEG multiple of 2.2. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Central Valley Community Bancorp’s profitability.

Central Valley Community Bancorp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.8814.

Central Valley Community Bancorp stock pays annual dividends of $0.48 per share, indicating a yield of 3.17% and a payout ratio of 20.43%.

Balance sheet and cash flow metrics

Total Assets

$2.46 billion

Total Liabilities

$36.46 million

Operating Cash Flow

$-6203000.00

Capital Expenditure

$210000

Dividend Payout Ratio

20.43%

Central Valley Community Bancorp ended 2024 with $2.46 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.46 billion while shareholder equity stood at $182.05 million.

Central Valley Community Bancorp ended 2024 with $0 in deferred long-term liabilities, $36.46 million in other current liabilities, 61924000.00 in common stock, $196.23 million in retained earnings and $53.78 million in goodwill. Its cash balance stood at $64.26 million and cash and short-term investments were $695.79 million. The company’s total short-term debt was $0 while long-term debt stood at $69.64 million.

Central Valley Community Bancorp’s total current assets stands at $774.32 million while long-term investments were $942.03 million and short-term investments were $631.52 million. Its net receivables were $78.53 million compared to accounts payable of $36.46 million and inventory worth $0.

In 2024, Central Valley Community Bancorp's operating cash flow was $-6203000.00 while its capital expenditure stood at $210000.

Comparatively, Central Valley Community Bancorp paid $0.20 in dividends in 2024.

Other key metrics

Current Trading Price

$14.38

52-Week High

$25.7193

52-Week Low

$12.59

Analyst Target Price

$21.67

Central Valley Community Bancorp stock is currently trading at $14.38 per share. It touched a 52-week high of $25.7193 and a 52-week low of $25.7193. Analysts tracking the stock have a 12-month average target price of $21.67.

Its 50-day moving average was $15.49 and 200-day moving average was $18.32 The short ratio stood at 1.62 indicating a short percent outstanding of 0%.

Around 1449.2% of the company’s stock are held by insiders while 4906.3% are held by institutions.