Citizens Financial Services Inc. Common Stock

Company Profile

Citizens Financial Services Inc. Common Stock had its IPO on 2001-01-02 under the ticker symbol CZFS.

The company operates in the Financial Services sector and Banks-Regional industry. Citizens Financial Services Inc. Common Stock has a staff strength of 313 employees.

Stock update

Shares of Citizens Financial Services Inc. Common Stock opened at $51.29 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $51.14 - $52.86, and closed at $51.92.

This is a +0.29% increase from the previous day's closing price.

A total volume of 17,887 shares were traded at the close of the day’s session.

In the last one week, shares of Citizens Financial Services Inc. Common Stock have slipped by -6.74%.

Citizens Financial Services Inc. Common Stock's Key Ratios

Citizens Financial Services Inc. Common Stock has a market cap of $335.00 million, indicating a price to book ratio of 1.5699 and a price to sales ratio of 3.8025.

In the last 12-months Citizens Financial Services Inc. Common Stock’s revenue was $81.89 million with a gross profit of $80.08 million and an EBITDA of $0. The EBITDA ratio measures Citizens Financial Services Inc. Common Stock's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Citizens Financial Services Inc. Common Stock’s operating margin was 45.67% while its return on assets stood at 1.29% with a return of equity of 14.03%.

In Q1, Citizens Financial Services Inc. Common Stock’s quarterly earnings growth was a positive 2.4% while revenue growth was a positive 9.8%.

Citizens Financial Services Inc. Common Stock’s PE and PEG Ratio

Forward PE

8.9047

Trailing PE

10.598

PEG

0

Its diluted EPS in the last 12-months stands at $7.96 per share while it has a forward price to earnings multiple of 8.9047 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Citizens Financial Services Inc. Common Stock’s profitability.

Citizens Financial Services Inc. Common Stock stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.8025.

Citizens Financial Services Inc. Common Stock stock pays annual dividends of $1.915 per share, indicating a yield of 2.49% and a payout ratio of 26.22%.

Balance sheet and cash flow metrics

Total Assets

$2.34 billion

Total Liabilities

$1.77 million

Operating Cash Flow

$5.22 million

Capital Expenditure

$208000

Dividend Payout Ratio

26.22%

Citizens Financial Services Inc. Common Stock ended 2024 with $2.34 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.34 billion while shareholder equity stood at $213.24 million.

Citizens Financial Services Inc. Common Stock ended 2024 with $0 in deferred long-term liabilities, $1.77 million in other current liabilities, 4428000.00 in common stock, $171.63 million in retained earnings and $31.38 million in goodwill. Its cash balance stood at $32.23 million and cash and short-term investments were $475.64 million. The company’s total short-term debt was $288,059,000 while long-term debt stood at $288.06 million.

Citizens Financial Services Inc. Common Stock’s total current assets stands at $482.82 million while long-term investments were $445.34 million and short-term investments were $443.42 million. Its net receivables were $7.18 million compared to accounts payable of $1.77 million and inventory worth $0.

In 2024, Citizens Financial Services Inc. Common Stock's operating cash flow was $5.22 million while its capital expenditure stood at $208000.

Comparatively, Citizens Financial Services Inc. Common Stock paid $0.26 in dividends in 2024.

Other key metrics

Current Trading Price

$51.92

52-Week High

$92.04

52-Week Low

$63.7418

Analyst Target Price

$97

Citizens Financial Services Inc. Common Stock stock is currently trading at $51.92 per share. It touched a 52-week high of $92.04 and a 52-week low of $92.04. Analysts tracking the stock have a 12-month average target price of $97.

Its 50-day moving average was $62.71 and 200-day moving average was $75.2 The short ratio stood at 9.67 indicating a short percent outstanding of 0%.

Around 575.3% of the company’s stock are held by insiders while 1301.9% are held by institutions.