NYSE
DFS

Discover Financial Services

Credit Services
Financial Services

Prices are adjusted according to historical splits.

Discover Financial Services Stock Price

Vitals

Today's Low:
$87.45
Today's High:
$90.02
Open Price:
$89.25
52W Low:
$85.9567
52W High:
$118.4316
Prev. Close:
$89.63
Volume:
2873760

Company Statistics

Market Cap.:
$27.69 billion
Book Value:
51.671
Revenue TTM:
$10.88 billion
Operating Margin TTM:
50.92%
Gross Profit TTM:
$10.47 billion
Profit Margin:
37.92%
Return on Assets TTM:
3.43%
Return on Equity TTM:
29.74%

Company Profile

Discover Financial Services had its IPO on 2007-07-02 under the ticker symbol DFS.

The company operates in the Financial Services sector and Credit Services industry. Discover Financial Services has a staff strength of 20,200 employees.

Stock update

Shares of Discover Financial Services opened at $89.25 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $87.45 - $90.02, and closed at $89.14.

This is a -0.55% slip from the previous day's closing price.

A total volume of 2,873,760 shares were traded at the close of the day’s session.

In the last one week, shares of Discover Financial Services have slipped by -3.17%.

Discover Financial Services's Key Ratios

Discover Financial Services has a market cap of $27.69 billion, indicating a price to book ratio of 2.1364 and a price to sales ratio of 2.5011.

In the last 12-months Discover Financial Services’s revenue was $10.88 billion with a gross profit of $10.47 billion and an EBITDA of $0. The EBITDA ratio measures Discover Financial Services's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Discover Financial Services’s operating margin was 50.92% while its return on assets stood at 3.43% with a return of equity of 29.74%.

In Q1, Discover Financial Services’s quarterly earnings growth was a negative -15.2% while revenue growth was a negative 3.5%.

Discover Financial Services’s PE and PEG Ratio

Forward PE
7.2464
Trailing PE
7.3378
PEG
0.3862

Its diluted EPS in the last 12-months stands at $14.86 per share while it has a forward price to earnings multiple of 7.2464 and a PEG multiple of 0.3862. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Discover Financial Services’s profitability.

Discover Financial Services stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.5011.

Discover Financial Services stock pays annual dividends of $2.4 per share, indicating a yield of 2.57% and a payout ratio of 16.84%.

Balance sheet and cash flow metrics

Total Assets
$133.06 billion
Total Liabilities
$100.58 billion
Operating Cash Flow
$-1229000000.00
Capital Expenditure
$76 million
Dividend Payout Ratio
16.84%

Discover Financial Services ended 2024 with $133.06 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $133.06 billion while shareholder equity stood at $14.32 billion.

Discover Financial Services ended 2024 with $0 in deferred long-term liabilities, $100.58 billion in other current liabilities, 6000000.00 in common stock, $29.29 billion in retained earnings and $255.00 million in goodwill. Its cash balance stood at $22.41 billion and cash and short-term investments were $22.41 billion. The company’s total short-term debt was $0 while long-term debt stood at $18.16 billion.

Discover Financial Services’s total current assets stands at $22.41 billion while long-term investments were $12.25 billion and short-term investments were $12.25 billion. Its net receivables were $104.98 billion compared to accounts payable of $4.84 billion and inventory worth $0.

In 2024, Discover Financial Services's operating cash flow was $-1229000000.00 while its capital expenditure stood at $76 million.

Comparatively, Discover Financial Services paid $0.17 in dividends in 2024.

Other key metrics

Current Trading Price
$89.14
52-Week High
$118.4316
52-Week Low
$85.9567
Analyst Target Price
$116.44

Discover Financial Services stock is currently trading at $89.14 per share. It touched a 52-week high of $118.4316 and a 52-week low of $118.4316. Analysts tracking the stock have a 12-month average target price of $116.44.

Its 50-day moving average was $101.7 and 200-day moving average was $103.12 The short ratio stood at 2.57 indicating a short percent outstanding of 0%.

Around 70.5% of the company’s stock are held by insiders while 9003.3% are held by institutions.

Frequently Asked Questions About Discover Financial Services

The stock symbol (also called stock or share ticker) of Discover Financial Services is DFS

The IPO of Discover Financial Services took place on 2007-07-02

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About

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Address

2500 Lake Cook Road, Riverwoods, IL, United States, 60015