NASDAQ
ECPG

Encore Capital Group Inc

Mortgage Finance
Financial Services

Prices are adjusted according to historical splits.

Encore Capital Group Inc Stock Price

Vitals

Today's Low:
$45.44
Today's High:
$46.36
Open Price:
$46.03
52W Low:
$42.5
52W High:
$72.73
Prev. Close:
$45.99
Volume:
78474

Company Statistics

Market Cap.:
$1.08 billion
Book Value:
50.428
Revenue TTM:
$1.21 billion
Operating Margin TTM:
21.8%
Gross Profit TTM:
$1.40 billion
Profit Margin:
3.09%
Return on Assets TTM:
3.55%
Return on Equity TTM:
3.08%

Company Profile

Encore Capital Group Inc had its IPO on 1999-06-30 under the ticker symbol ECPG.

The company operates in the Financial Services sector and Mortgage Finance industry. Encore Capital Group Inc has a staff strength of 6,900 employees.

Stock update

Shares of Encore Capital Group Inc opened at $46.03 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $45.44 - $46.36, and closed at $45.62.

This is a -0.8% slip from the previous day's closing price.

A total volume of 78,474 shares were traded at the close of the day’s session.

In the last one week, shares of Encore Capital Group Inc have slipped by -3.82%.

Encore Capital Group Inc's Key Ratios

Encore Capital Group Inc has a market cap of $1.08 billion, indicating a price to book ratio of 0.9343 and a price to sales ratio of 0.7469.

In the last 12-months Encore Capital Group Inc’s revenue was $1.21 billion with a gross profit of $1.40 billion and an EBITDA of $313.63 million. The EBITDA ratio measures Encore Capital Group Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Encore Capital Group Inc’s operating margin was 21.8% while its return on assets stood at 3.55% with a return of equity of 3.08%.

In Q1, Encore Capital Group Inc’s quarterly earnings growth was a negative -88.3% while revenue growth was a negative 37.4%.

Encore Capital Group Inc’s PE and PEG Ratio

Forward PE
6.7024
Trailing PE
24.3883
PEG
0.1478

Its diluted EPS in the last 12-months stands at $1.88 per share while it has a forward price to earnings multiple of 6.7024 and a PEG multiple of 0.1478. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Encore Capital Group Inc’s profitability.

Encore Capital Group Inc stock is trading at a EV to sales ratio of 2.4038 and a EV to EBITDA ratio of 5.8629. Its price to sales ratio in the trailing 12-months stood at 0.7469.

Encore Capital Group Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets
$4.69 billion
Total Liabilities
$179.97 million
Operating Cash Flow
$-130715000.00
Capital Expenditure
$4.89 million
Dividend Payout Ratio
0%

Encore Capital Group Inc ended 2024 with $4.69 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $4.69 billion while shareholder equity stood at $1.18 billion.

Encore Capital Group Inc ended 2024 with $0 in deferred long-term liabilities, $179.97 million in other current liabilities, 235000.00 in common stock, $1.27 billion in retained earnings and $834.17 million in goodwill. Its cash balance stood at $158.77 million and cash and short-term investments were $158.77 million. The company’s total short-term debt was $3,081,786,000 while long-term debt stood at $3.08 billion.

Encore Capital Group Inc’s total current assets stands at $158.77 million while long-term investments were $3.21 billion and short-term investments were $0. Its net receivables were $3.21 billion compared to accounts payable of $179.97 million and inventory worth $0.

In 2024, Encore Capital Group Inc's operating cash flow was $-130715000.00 while its capital expenditure stood at $4.89 million.

Comparatively, Encore Capital Group Inc paid $0 in dividends in 2024.

Other key metrics

Current Trading Price
$45.62
52-Week High
$72.73
52-Week Low
$42.5
Analyst Target Price
$63.25

Encore Capital Group Inc stock is currently trading at $45.62 per share. It touched a 52-week high of $72.73 and a 52-week low of $72.73. Analysts tracking the stock have a 12-month average target price of $63.25.

Its 50-day moving average was $49.64 and 200-day moving average was $50.03 The short ratio stood at 14.78 indicating a short percent outstanding of 0%.

Around 265.9% of the company’s stock are held by insiders while 11913.5% are held by institutions.

Frequently Asked Questions About Encore Capital Group Inc

The stock symbol (also called stock or share ticker) of Encore Capital Group Inc is ECPG

The IPO of Encore Capital Group Inc took place on 1999-06-30

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About

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

Address

350 Camino De La Reina, San Diego, CA, United States, 92108