Elevate Credit Inc

Credit Services
Financial Services

Prices are adjusted according to historical splits.

Elevate Credit Inc Stock Price


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Company Statistics

Market Cap.:
$58.83 million
Book Value:
Revenue TTM:
$497.00 million
Operating Margin TTM:
Gross Profit TTM:
$175.31 million
Profit Margin:
Return on Assets TTM:
Return on Equity TTM:

Company Profile

Elevate Credit Inc had its IPO on 2017-04-06 under the ticker symbol ELVT.

The company operates in the Financial Services sector and Credit Services industry. Elevate Credit Inc has a staff strength of 436 employees.

Stock update

Shares of Elevate Credit Inc opened at $1.86 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $1.86 - $1.87, and closed at $1.87.

This is a +0.54% increase from the previous day's closing price.

A total volume of 535,919 shares were traded at the close of the day’s session.

In the last one week, shares of Elevate Credit Inc have increased by +1.08%.

Elevate Credit Inc's Key Ratios

Elevate Credit Inc has a market cap of $58.83 million, indicating a price to book ratio of 0.327 and a price to sales ratio of 0.1103.

In the last 12-months Elevate Credit Inc’s revenue was $497.00 million with a gross profit of $175.31 million and an EBITDA of $623000. The EBITDA ratio measures Elevate Credit Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Elevate Credit Inc’s operating margin was -0.14% while its return on assets stood at -0.06% with a return of equity of -43.51%.

In Q3, Elevate Credit Inc’s quarterly earnings growth was a positive 381.7% while revenue growth was a positive 11.3%.

Elevate Credit Inc’s PE and PEG Ratio

Forward PE
Trailing PE

Its diluted EPS in the last 12-months stands at $-2.1 per share while it has a forward price to earnings multiple of 3.5613 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Elevate Credit Inc’s profitability.

Elevate Credit Inc stock is trading at a EV to sales ratio of 1.1258 and a EV to EBITDA ratio of -98.9378. Its price to sales ratio in the trailing 12-months stood at 0.1103.

Elevate Credit Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets
$789.22 million
Total Liabilities
$4.89 million
Operating Cash Flow
Capital Expenditure
$4.80 million
Dividend Payout Ratio

Elevate Credit Inc ended 2024 with $789.22 million in total assets and $0 in total liabilities. Its intangible assets were valued at $789.22 million while shareholder equity stood at $169.16 million.

Elevate Credit Inc ended 2024 with $0 in deferred long-term liabilities, $4.89 million in other current liabilities, 19000.00 in common stock, $4.00 million in retained earnings and $6.78 million in goodwill. Its cash balance stood at $72.60 million and cash and short-term investments were $77.36 million. The company’s total short-term debt was $0 while long-term debt stood at $560.57 million.

Elevate Credit Inc’s total current assets stands at $77.36 million while long-term investments were $4.76 million and short-term investments were $4.76 million. Its net receivables were $638.35 million compared to accounts payable of $38.38 million and inventory worth $0.

In 2024, Elevate Credit Inc's operating cash flow was $-77096000.00 while its capital expenditure stood at $4.80 million.

Comparatively, Elevate Credit Inc paid $0 in dividends in 2024.

Other key metrics

Current Trading Price
52-Week High
52-Week Low
Analyst Target Price

Elevate Credit Inc stock is currently trading at $1.87 per share. It touched a 52-week high of $2.85 and a 52-week low of $2.85. Analysts tracking the stock have a 12-month average target price of $2.5.

Its 50-day moving average was $1.8 and 200-day moving average was $1.81 The short ratio stood at 1.11 indicating a short percent outstanding of 0%.

Around 1406.8% of the company’s stock are held by insiders while 3067.7% are held by institutions.

Frequently Asked Questions About Elevate Credit Inc

The stock symbol (also called stock or share ticker) of Elevate Credit Inc is ELVT

The IPO of Elevate Credit Inc took place on 2017-04-06

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Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. The company offers unsecured online installment loans, lines of credit, and credit cards. Its products include Rise, an installment loan product; Elastic, a line of credit product; and Today Card, a credit card product. Elevate Credit, Inc. was incorporated in 2014 and is headquartered in Fort Worth, Texas.


4150 International Plaza, Fort Worth, TX, United States, 76109