Evans Bancorp Inc

Company Profile

Evans Bancorp Inc had its IPO on 2001-07-09 under the ticker symbol EVBN.

The company operates in the Financial Services sector and Banks-Regional industry. Evans Bancorp Inc has a staff strength of 379 employees.

Stock update

Shares of Evans Bancorp Inc opened at $27.62 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $27.26 - $28.17, and closed at $27.86.

This is a +1.13% increase from the previous day's closing price.

A total volume of 4,079 shares were traded at the close of the day’s session.

In the last one week, shares of Evans Bancorp Inc have slipped by -3.83%.

Evans Bancorp Inc's Key Ratios

Evans Bancorp Inc has a market cap of $133.78 million, indicating a price to book ratio of 1.378 and a price to sales ratio of 2.2633.

In the last 12-months Evans Bancorp Inc’s revenue was $90.87 million with a gross profit of $89.49 million and an EBITDA of $0. The EBITDA ratio measures Evans Bancorp Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Evans Bancorp Inc’s operating margin was 35.65% while its return on assets stood at 1.07% with a return of equity of 14.32%.

In Q1, Evans Bancorp Inc’s quarterly earnings growth was a positive 23.3% while revenue growth was a positive 6.7%.

Evans Bancorp Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

5.6559

PEG

0

Its diluted EPS in the last 12-months stands at $4.33 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Evans Bancorp Inc’s profitability.

Evans Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.2633.

Evans Bancorp Inc stock pays annual dividends of $1.3 per share, indicating a yield of 5.42% and a payout ratio of 30.59%.

Balance sheet and cash flow metrics

Total Assets

$2.15 billion

Total Liabilities

$4.86 million

Operating Cash Flow

$25.55 million

Capital Expenditure

$364000

Dividend Payout Ratio

30.59%

Evans Bancorp Inc ended 2024 with $2.15 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.15 billion while shareholder equity stood at $158.25 million.

Evans Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $4.86 million in other current liabilities, 8444000.00 in common stock, $123.53 million in retained earnings and $12.70 million in goodwill. Its cash balance stood at $3.83 million and cash and short-term investments were $12.27 million. The company’s total short-term debt was $4,856,000 while long-term debt stood at $110.74 million.

Evans Bancorp Inc’s total current assets stands at $12.27 million while long-term investments were $2.01 billion and short-term investments were $0. Its net receivables were $0 compared to accounts payable of $0 and inventory worth $0.

In 2024, Evans Bancorp Inc's operating cash flow was $25.55 million while its capital expenditure stood at $364000.

Comparatively, Evans Bancorp Inc paid $0.31 in dividends in 2024.

Other key metrics

Current Trading Price

$27.86

52-Week High

$39.8727

52-Week Low

$23.2

Analyst Target Price

$32.5

Evans Bancorp Inc stock is currently trading at $27.86 per share. It touched a 52-week high of $39.8727 and a 52-week low of $39.8727. Analysts tracking the stock have a 12-month average target price of $32.5.

Its 50-day moving average was $27.84 and 200-day moving average was $31.79 The short ratio stood at 0.87 indicating a short percent outstanding of 0%.

Around 517.4% of the company’s stock are held by insiders while 5934.5% are held by institutions.