EZCORP Inc

Company Profile

EZCORP Inc had its IPO on 1991-08-27 under the ticker symbol EZPW.

The company operates in the Financial Services sector and Credit Services industry. EZCORP Inc has a staff strength of 7,000 employees.

Stock update

Shares of EZCORP Inc opened at $8.25 at the start of the last trading session i.e. 2023-03-19.

The stocks traded within a range of $8.09 - $8.35, and closed at $8.23.

This is a -0.96% slip from the previous day's closing price.

A total volume of 1,675,900 shares were traded at the close of the day’s session.

In the last one week, shares of EZCORP Inc have slipped by -5.62%.

EZCORP Inc's Key Ratios

EZCORP Inc has a market cap of $462.46 million, indicating a price to book ratio of 0.6849 and a price to sales ratio of 0.5242.

In the last 12-months EZCORP Inc’s revenue was $929.56 million with a gross profit of $528.15 million and an EBITDA of $115.21 million. The EBITDA ratio measures EZCORP Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, EZCORP Inc’s operating margin was 8.89% while its return on assets stood at 3.85% with a return of equity of 7.53%.

In Q4, EZCORP Inc’s quarterly earnings growth was a positive 18.4% while revenue growth was a positive 19.6%.

EZCORP Inc’s PE and PEG Ratio

Forward PE

12.21

Trailing PE

11.4306

PEG

0.3487

Its diluted EPS in the last 12-months stands at $0.72 per share while it has a forward price to earnings multiple of 12.21 and a PEG multiple of 0.3487. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into EZCORP Inc’s profitability.

EZCORP Inc stock is trading at a EV to sales ratio of 0.9186 and a EV to EBITDA ratio of 5.0244. Its price to sales ratio in the trailing 12-months stood at 0.5242.

EZCORP Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$1.40 billion

Total Liabilities

$139.01 million

Operating Cash Flow

$-44618000.00

Capital Expenditure

$7.18 million

Dividend Payout Ratio

0%

EZCORP Inc ended 2023 with $1.40 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.40 billion while shareholder equity stood at $705.34 million.

EZCORP Inc ended 2023 with $0 in deferred long-term liabilities, $139.01 million in other current liabilities, 559000.00 in common stock, $414.93 million in retained earnings and $297.36 million in goodwill. Its cash balance stood at $207.66 million and cash and short-term investments were $207.66 million. The company’s total short-term debt was $52,799,000 while long-term debt stood at $358.98 million.

EZCORP Inc’s total current assets stands at $662.42 million while long-term investments were $78.23 million and short-term investments were $0. Its net receivables were $278.75 million compared to accounts payable of $20.22 million and inventory worth $156.06 million.

In 2023, EZCORP Inc's operating cash flow was $-44618000.00 while its capital expenditure stood at $7.18 million.

Comparatively, EZCORP Inc paid $0 in dividends in 2023.

Other key metrics

Current Trading Price

$8.23

52-Week High

$10.68

52-Week Low

$5.93

Analyst Target Price

$13.33

EZCORP Inc stock is currently trading at $8.23 per share. It touched a 52-week high of $10.68 and a 52-week low of $10.68. Analysts tracking the stock have a 12-month average target price of $13.33.

Its 50-day moving average was $8.88 and 200-day moving average was $8.57 The short ratio stood at 12.86 indicating a short percent outstanding of 0%.

Around 303.4% of the company’s stock are held by insiders while 11251.7% are held by institutions.