EZCORP Inc

Company Profile

EZCORP Inc had its IPO on 1991-08-27 under the ticker symbol EZPW.

The company operates in the Financial Services sector and Credit Services industry. EZCORP Inc has a staff strength of 7,000 employees.

Stock update

Shares of EZCORP Inc opened at $8.08 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $7.99 - $8.16, and closed at $8.05.

This is a -0.86% slip from the previous day's closing price.

A total volume of 927,738 shares were traded at the close of the day’s session.

In the last one week, shares of EZCORP Inc have slipped by -4.28%.

EZCORP Inc's Key Ratios

EZCORP Inc has a market cap of $463.29 million, indicating a price to book ratio of 0.6849 and a price to sales ratio of 0.5242.

In the last 12-months EZCORP Inc’s revenue was $972.00 million with a gross profit of $528.15 million and an EBITDA of $119.02 million. The EBITDA ratio measures EZCORP Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, EZCORP Inc’s operating margin was 8.84% while its return on assets stood at 3.95% with a return of equity of 4.26%.

In Q1, EZCORP Inc’s quarterly earnings growth was a positive 18.4% while revenue growth was a positive 19.7%.

EZCORP Inc’s PE and PEG Ratio

Forward PE

12.21

Trailing PE

20.9

PEG

0.3487

Its diluted EPS in the last 12-months stands at $0.4 per share while it has a forward price to earnings multiple of 12.21 and a PEG multiple of 0.3487. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into EZCORP Inc’s profitability.

EZCORP Inc stock is trading at a EV to sales ratio of 0.9186 and a EV to EBITDA ratio of 5.0244. Its price to sales ratio in the trailing 12-months stood at 0.5242.

EZCORP Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$1.42 billion

Total Liabilities

$145.38 million

Operating Cash Flow

$3.97 million

Capital Expenditure

$11.26 million

Dividend Payout Ratio

0%

EZCORP Inc ended 2024 with $1.42 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.42 billion while shareholder equity stood at $712.59 million.

EZCORP Inc ended 2024 with $368000.00 in deferred long-term liabilities, $145.38 million in other current liabilities, 556000.00 in common stock, $405.96 million in retained earnings and $300.08 million in goodwill. Its cash balance stood at $243.13 million and cash and short-term investments were $243.13 million. The company’s total short-term debt was $53,921,000 while long-term debt stood at $359.29 million.

EZCORP Inc’s total current assets stands at $686.65 million while long-term investments were $51.13 million and short-term investments were $0. Its net receivables were $239.21 million compared to accounts payable of $18.44 million and inventory worth $150.30 million.

In 2024, EZCORP Inc's operating cash flow was $3.97 million while its capital expenditure stood at $11.26 million.

Comparatively, EZCORP Inc paid $0 in dividends in 2024.

Other key metrics

Current Trading Price

$8.05

52-Week High

$10.68

52-Week Low

$7.05

Analyst Target Price

$13.67

EZCORP Inc stock is currently trading at $8.05 per share. It touched a 52-week high of $10.68 and a 52-week low of $10.68. Analysts tracking the stock have a 12-month average target price of $13.67.

Its 50-day moving average was $8.76 and 200-day moving average was $8.77 The short ratio stood at 15.96 indicating a short percent outstanding of 0%.

Around 303.4% of the company’s stock are held by insiders while 11263.1% are held by institutions.