First Business Financial Services

Company Profile

First Business Financial Services had its IPO on 2005-10-07 under the ticker symbol FBIZ.

The company operates in the Financial Services sector and Banks-Regional industry. First Business Financial Services has a staff strength of 341 employees.

Stock update

Shares of First Business Financial Services opened at $30.97 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $30.9 - $31.37, and closed at $30.9.

This is a -0.48% slip from the previous day's closing price.

A total volume of 5,687 shares were traded at the close of the day’s session.

In the last one week, shares of First Business Financial Services have slipped by -5.45%.

First Business Financial Services's Key Ratios

First Business Financial Services has a market cap of $226.90 million, indicating a price to book ratio of 1.3139 and a price to sales ratio of 2.4863.

In the last 12-months First Business Financial Services’s revenue was $135.60 million with a gross profit of $131.72 million and an EBITDA of $0. The EBITDA ratio measures First Business Financial Services's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, First Business Financial Services’s operating margin was 40.07% while its return on assets stood at 1.4% with a return of equity of 16.09%.

In Q1, First Business Financial Services’s quarterly earnings growth was a positive 2.5% while revenue growth was a positive 13.1%.

First Business Financial Services’s PE and PEG Ratio

Forward PE

8.8339

Trailing PE

5.3964

PEG

1.89

Its diluted EPS in the last 12-months stands at $5.07 per share while it has a forward price to earnings multiple of 8.8339 and a PEG multiple of 1.89. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into First Business Financial Services’s profitability.

First Business Financial Services stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.4863.

First Business Financial Services stock pays annual dividends of $0.82 per share, indicating a yield of 3.38% and a payout ratio of 17.82%.

Balance sheet and cash flow metrics

Total Assets

$3.16 billion

Total Liabilities

$20.30 million

Operating Cash Flow

$-116346000.00

Capital Expenditure

$798000

Dividend Payout Ratio

17.82%

First Business Financial Services ended 2024 with $3.16 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.16 billion while shareholder equity stood at $266.58 million.

First Business Financial Services ended 2024 with $0 in deferred long-term liabilities, $20.30 million in other current liabilities, 94000.00 in common stock, $209.01 million in retained earnings and $0 in goodwill. Its cash balance stood at $185.97 million and cash and short-term investments were $185.97 million. The company’s total short-term debt was $0 while long-term debt stood at $49.01 million.

First Business Financial Services’s total current assets stands at $2.70 billion while long-term investments were $2.82 billion and short-term investments were $236.99 million. Its net receivables were $67.45 million compared to accounts payable of $20.30 million and inventory worth $0.

In 2024, First Business Financial Services's operating cash flow was $-116346000.00 while its capital expenditure stood at $798000.

Comparatively, First Business Financial Services paid $0.18 in dividends in 2024.

Other key metrics

Current Trading Price

$30.9

52-Week High

$39.2778

52-Week Low

$24.57

Analyst Target Price

$35.5

First Business Financial Services stock is currently trading at $30.9 per share. It touched a 52-week high of $39.2778 and a 52-week low of $39.2778. Analysts tracking the stock have a 12-month average target price of $35.5.

Its 50-day moving average was $31.89 and 200-day moving average was $31.86 The short ratio stood at 8.57 indicating a short percent outstanding of 0%.

Around 562.1% of the company’s stock are held by insiders while 6725.1% are held by institutions.