First Financial Bankshares Inc

Company Profile

First Financial Bankshares Inc had its IPO on 1993-11-01 under the ticker symbol FFIN.

The company operates in the Financial Services sector and Banks-Regional industry. First Financial Bankshares Inc has a staff strength of 1,400 employees.

Stock update

Shares of First Financial Bankshares Inc opened at $27.09 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $26.94 - $27.36, and closed at $27.16.

This is a +0.44% increase from the previous day's closing price.

A total volume of 582,107 shares were traded at the close of the day’s session.

In the last one week, shares of First Financial Bankshares Inc have slipped by -7.52%.

First Financial Bankshares Inc's Key Ratios

First Financial Bankshares Inc has a market cap of $3.90 billion, indicating a price to book ratio of 4.5326 and a price to sales ratio of 9.4261.

In the last 12-months First Financial Bankshares Inc’s revenue was $511.63 million with a gross profit of $515.65 million and an EBITDA of $0. The EBITDA ratio measures First Financial Bankshares Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, First Financial Bankshares Inc’s operating margin was 57.52% while its return on assets stood at 1.76% with a return of equity of 16.15%.

In Q1, First Financial Bankshares Inc’s quarterly earnings growth was a negative -5.5% while revenue growth was a negative 3.2%.

First Financial Bankshares Inc’s PE and PEG Ratio

Forward PE

21.2766

Trailing PE

15.8837

PEG

2.69

Its diluted EPS in the last 12-months stands at $1.72 per share while it has a forward price to earnings multiple of 21.2766 and a PEG multiple of 2.69. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into First Financial Bankshares Inc’s profitability.

First Financial Bankshares Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 9.4261.

First Financial Bankshares Inc stock pays annual dividends of $0.68 per share, indicating a yield of 2.7% and a payout ratio of 42.86%.

Balance sheet and cash flow metrics

Total Assets

$13.01 billion

Total Liabilities

$11.59 billion

Operating Cash Flow

$121.67 million

Capital Expenditure

$6.35 million

Dividend Payout Ratio

42.86%

First Financial Bankshares Inc ended 2024 with $13.01 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $13.01 billion while shareholder equity stood at $1.37 billion.

First Financial Bankshares Inc ended 2024 with $0 in deferred long-term liabilities, $11.59 billion in other current liabilities, 1427000.00 in common stock, $1.15 billion in retained earnings and $313.48 million in goodwill. Its cash balance stood at $446.21 million and cash and short-term investments were $5.52 billion. The company’s total short-term debt was $632,927,000 while long-term debt stood at $632.93 million.

First Financial Bankshares Inc’s total current assets stands at $5.52 billion while long-term investments were $5.30 billion and short-term investments were $5.30 billion. Its net receivables were $0 compared to accounts payable of $24.27 million and inventory worth $0.

In 2024, First Financial Bankshares Inc's operating cash flow was $121.67 million while its capital expenditure stood at $6.35 million.

Comparatively, First Financial Bankshares Inc paid $0.43 in dividends in 2024.

Other key metrics

Current Trading Price

$27.16

52-Week High

$46.6075

52-Week Low

$25.01

Analyst Target Price

$30.25

First Financial Bankshares Inc stock is currently trading at $27.16 per share. It touched a 52-week high of $46.6075 and a 52-week low of $46.6075. Analysts tracking the stock have a 12-month average target price of $30.25.

Its 50-day moving average was $29.84 and 200-day moving average was $31.4 The short ratio stood at 12.8 indicating a short percent outstanding of 0%.

Around 399.2% of the company’s stock are held by insiders while 6118.8% are held by institutions.