First Northern Community Bancorp

Company Profile

First Northern Community Bancorp had its IPO on 1997-06-26 under the ticker symbol FNRN.

The company operates in the Financial Services sector and Banks-Regional industry. First Northern Community Bancorp has a staff strength of 192 employees.

Stock update

Shares of First Northern Community Bancorp opened at $9.17 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $9.17 - $9.6, and closed at $9.59.

This is a -0.1% slip from the previous day's closing price.

A total volume of 16,421 shares were traded at the close of the day’s session.

In the last one week, shares of First Northern Community Bancorp have slipped by -0.62%.

First Northern Community Bancorp's Key Ratios

First Northern Community Bancorp has a market cap of $142.05 million, indicating a price to book ratio of 1.0191 and a price to sales ratio of 2.0089.

In the last 12-months First Northern Community Bancorp’s revenue was $67.41 million with a gross profit of $60.73 million and an EBITDA of $0. The EBITDA ratio measures First Northern Community Bancorp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, First Northern Community Bancorp’s operating margin was 37.83% while its return on assets stood at 1.02% with a return of equity of 14.67%.

In Q2, First Northern Community Bancorp’s quarterly earnings growth was a positive 29.2% while revenue growth was a positive 17.5%.

First Northern Community Bancorp’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.2556

PEG

0

Its diluted EPS in the last 12-months stands at $1.33 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into First Northern Community Bancorp’s profitability.

First Northern Community Bancorp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.0089.

First Northern Community Bancorp stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$1.91 billion

Total Liabilities

$1.76 billion

Operating Cash Flow

$-16740000.00

Capital Expenditure

$221000

Dividend Payout Ratio

0%

First Northern Community Bancorp ended 2024 with $1.91 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.91 billion while shareholder equity stood at $136.73 million.

First Northern Community Bancorp ended 2024 with $0 in deferred long-term liabilities, $1.76 billion in other current liabilities, 116632000.00 in common stock, $63.33 million in retained earnings and $0 in goodwill. Its cash balance stood at $204.81 million and cash and short-term investments were $204.81 million. The company’s total short-term debt was $0 while long-term debt stood at $0.

First Northern Community Bancorp’s total current assets stands at $1.30 billion while long-term investments were $588.67 million and short-term investments were $587.66 million. Its net receivables were $1.07 billion compared to accounts payable of $18.08 million and inventory worth $0.

In 2024, First Northern Community Bancorp's operating cash flow was $-16740000.00 while its capital expenditure stood at $221000.

Comparatively, First Northern Community Bancorp paid $0 in dividends in 2024.

Other key metrics

Current Trading Price

$9.59

52-Week High

$9.74

52-Week Low

$6.61

Analyst Target Price

$

First Northern Community Bancorp stock is currently trading at $9.59 per share. It touched a 52-week high of $9.74 and a 52-week low of $9.74. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $8.06 and 200-day moving average was $7.81 The short ratio stood at 0 indicating a short percent outstanding of 0%.

Around 916.9% of the company’s stock are held by insiders while 1110.9% are held by institutions.