Five Star Bancorp

Company Profile

Five Star Bancorp had its IPO on 2021-05-04 under the ticker symbol FSBC.

The company operates in the Financial Services sector and Banks-Regional industry. Five Star Bancorp has a staff strength of 178 employees.

Stock update

Shares of Five Star Bancorp opened at $21.02 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $21.02 - $21.64, and closed at $21.44.

This is a +1.18% increase from the previous day's closing price.

A total volume of 13,332 shares were traded at the close of the day’s session.

In the last one week, shares of Five Star Bancorp have slipped by -3.29%.

Five Star Bancorp's Key Ratios

Five Star Bancorp has a market cap of $382.60 million, indicating a price to book ratio of 1.944 and a price to sales ratio of 4.6138.

In the last 12-months Five Star Bancorp’s revenue was $114.96 million with a gross profit of $103.53 million and an EBITDA of $0. The EBITDA ratio measures Five Star Bancorp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Five Star Bancorp’s operating margin was 62.83% while its return on assets stood at 1.63% with a return of equity of 20.26%.

In Q2, Five Star Bancorp’s quarterly earnings growth was a positive 27.6% while revenue growth was a positive 20.3%.

Five Star Bancorp’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.4646

PEG

Its diluted EPS in the last 12-months stands at $2.97 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Five Star Bancorp’s profitability.

Five Star Bancorp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 4.6138.

Five Star Bancorp stock pays annual dividends of $0.7 per share, indicating a yield of 3.61% and a payout ratio of 23.65%.

Balance sheet and cash flow metrics

Total Assets

$3.40 billion

Total Liabilities

$24.87 million

Operating Cash Flow

$0

Capital Expenditure

$95000

Dividend Payout Ratio

23.65%

Five Star Bancorp ended 2024 with $3.40 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.40 billion while shareholder equity stood at $269.14 million.

Five Star Bancorp ended 2024 with $0 in deferred long-term liabilities, $24.87 million in other current liabilities, 220021000.00 in common stock, $62.10 million in retained earnings and $0 in goodwill. Its cash balance stood at $307.47 million and cash and short-term investments were $139.36 million. The company’s total short-term debt was $0 while long-term debt stood at $173.68 million.

Five Star Bancorp’s total current assets stands at $139.36 million while long-term investments were $114.28 million and short-term investments were $110.79 million. Its net receivables were $40.44 million compared to accounts payable of $24.87 million and inventory worth $0.

In 2024, Five Star Bancorp's operating cash flow was $0 while its capital expenditure stood at $95000.

Comparatively, Five Star Bancorp paid $0.24 in dividends in 2024.

Other key metrics

Current Trading Price

$21.44

52-Week High

$30.6123

52-Week Low

$17.5939

Analyst Target Price

$26.33

Five Star Bancorp stock is currently trading at $21.44 per share. It touched a 52-week high of $30.6123 and a 52-week low of $30.6123. Analysts tracking the stock have a 12-month average target price of $26.33.

Its 50-day moving average was $22.77 and 200-day moving average was $23.25 The short ratio stood at 3.99 indicating a short percent outstanding of 0%.

Around 3428.8% of the company’s stock are held by insiders while 4416.2% are held by institutions.