First Savings Financial Group Inc

Company Profile

First Savings Financial Group Inc had its IPO on 2008-10-07 under the ticker symbol FSFG.

The company operates in the Financial Services sector and Banks-Regional industry. First Savings Financial Group Inc has a staff strength of 422 employees.

Stock update

Shares of First Savings Financial Group Inc opened at $15.86 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $15.6 - $15.97, and closed at $15.6.

This is a -2.68% slip from the previous day's closing price.

A total volume of 5,123 shares were traded at the close of the day’s session.

In the last one week, shares of First Savings Financial Group Inc have slipped by -4.47%.

First Savings Financial Group Inc's Key Ratios

First Savings Financial Group Inc has a market cap of $110.08 million, indicating a price to book ratio of 0.9051 and a price to sales ratio of 1.3734.

In the last 12-months First Savings Financial Group Inc’s revenue was $84.83 million with a gross profit of $110.19 million and an EBITDA of $0. The EBITDA ratio measures First Savings Financial Group Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, First Savings Financial Group Inc’s operating margin was 14.51% while its return on assets stood at 0.48% with a return of equity of 6.18%.

In Q2, First Savings Financial Group Inc’s quarterly earnings growth was a negative -8.1% while revenue growth was a negative 14.9%.

First Savings Financial Group Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

9.7762

PEG

0

Its diluted EPS in the last 12-months stands at $1.64 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into First Savings Financial Group Inc’s profitability.

First Savings Financial Group Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.3734.

First Savings Financial Group Inc stock pays annual dividends of $0.54 per share, indicating a yield of 3.51% and a payout ratio of 33.54%.

Balance sheet and cash flow metrics

Total Assets

$2.26 billion

Total Liabilities

$5.78 million

Operating Cash Flow

$-13713000.00

Capital Expenditure

$901000

Dividend Payout Ratio

33.54%

First Savings Financial Group Inc ended 2024 with $2.26 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.26 billion while shareholder equity stood at $165.07 million.

First Savings Financial Group Inc ended 2024 with $0 in deferred long-term liabilities, $5.78 million in other current liabilities, 78000.00 in common stock, $168.02 million in retained earnings and $9.85 million in goodwill. Its cash balance stood at $42.48 million and cash and short-term investments were $42.48 million. The company’s total short-term debt was $0 while long-term debt stood at $48.39 million.

First Savings Financial Group Inc’s total current assets stands at $42.48 million while long-term investments were $1.94 billion and short-term investments were $248.40 million. Its net receivables were $10.46 million compared to accounts payable of $5.78 million and inventory worth $0.

In 2024, First Savings Financial Group Inc's operating cash flow was $-13713000.00 while its capital expenditure stood at $901000.

Comparatively, First Savings Financial Group Inc paid $0.34 in dividends in 2024.

Other key metrics

Current Trading Price

$15.6

52-Week High

$23.4872

52-Week Low

$11.6145

Analyst Target Price

$19.83

First Savings Financial Group Inc stock is currently trading at $15.6 per share. It touched a 52-week high of $23.4872 and a 52-week low of $23.4872. Analysts tracking the stock have a 12-month average target price of $19.83.

Its 50-day moving average was $16.01 and 200-day moving average was $16.68 The short ratio stood at 2.83 indicating a short percent outstanding of 0%.

Around 2329.4% of the company’s stock are held by insiders while 3159.4% are held by institutions.