First Savings Financial Group Inc

Company Profile

First Savings Financial Group Inc had its IPO on 2008-10-07 under the ticker symbol FSFG.

The company operates in the Financial Services sector and Banks-Regional industry. First Savings Financial Group Inc has a staff strength of 422 employees.

Stock update

Shares of First Savings Financial Group Inc opened at $16.34 at the start of the last trading session i.e. 2023-03-24.

The stocks traded within a range of $16.34 - $16.34, and closed at $16.34.

This is a -0.67% slip from the previous day's closing price.

A total volume of 664 shares were traded at the close of the day’s session.

In the last one week, shares of First Savings Financial Group Inc have slipped by -1.09%.

First Savings Financial Group Inc's Key Ratios

First Savings Financial Group Inc has a market cap of $113.80 million, indicating a price to book ratio of 0.9051 and a price to sales ratio of 1.3734.

In the last 12-months First Savings Financial Group Inc’s revenue was $100.68 million with a gross profit of $110.19 million and an EBITDA of $0. The EBITDA ratio measures First Savings Financial Group Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, First Savings Financial Group Inc’s operating margin was 16.09% while its return on assets stood at 0.7% with a return of equity of 8.1%.

In Q4, First Savings Financial Group Inc’s quarterly earnings growth was a negative -31.7% while revenue growth was a negative 31.7%.

First Savings Financial Group Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.8708

PEG

0

Its diluted EPS in the last 12-months stands at $2.09 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into First Savings Financial Group Inc’s profitability.

First Savings Financial Group Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.3734.

First Savings Financial Group Inc stock pays annual dividends of $0.52 per share, indicating a yield of 3.37% and a payout ratio of 25.12%.

Balance sheet and cash flow metrics

Total Assets

$2.20 billion

Total Liabilities

$1.55 billion

Operating Cash Flow

$-163241000.00

Capital Expenditure

$506000

Dividend Payout Ratio

25.12%

First Savings Financial Group Inc ended 2023 with $2.20 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.20 billion while shareholder equity stood at $160.14 million.

First Savings Financial Group Inc ended 2023 with $0 in deferred long-term liabilities, $1.55 billion in other current liabilities, 78000.00 in common stock, $163.89 million in retained earnings and $9.85 million in goodwill. Its cash balance stood at $38.28 million and cash and short-term investments were $38.28 million. The company’s total short-term debt was $0 while long-term debt stood at $88.21 million.

First Savings Financial Group Inc’s total current assets stands at $367.44 million while long-term investments were $1.79 billion and short-term investments were $329.16 million. Its net receivables were $3.79 million compared to accounts payable of $29.61 million and inventory worth $0.

In 2023, First Savings Financial Group Inc's operating cash flow was $-163241000.00 while its capital expenditure stood at $506000.

Comparatively, First Savings Financial Group Inc paid $0.25 in dividends in 2023.

Other key metrics

Current Trading Price

$16.34

52-Week High

$25.3178

52-Week Low

$15.7546

Analyst Target Price

$26.83

First Savings Financial Group Inc stock is currently trading at $16.34 per share. It touched a 52-week high of $25.3178 and a 52-week low of $25.3178. Analysts tracking the stock have a 12-month average target price of $26.83.

Its 50-day moving average was $18.91 and 200-day moving average was $21.55 The short ratio stood at 0.38 indicating a short percent outstanding of 0%.

Around 2311.9% of the company’s stock are held by insiders while 3304.2% are held by institutions.