German American Bancorp Inc

Company Profile

German American Bancorp Inc had its IPO on 1993-05-21 under the ticker symbol GABC.

The company operates in the Financial Services sector and Banks-Regional industry. German American Bancorp Inc has a staff strength of 866 employees.

Stock update

Shares of German American Bancorp Inc opened at $28.91 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $28.66 - $29.18, and closed at $28.77.

This is a -0.52% slip from the previous day's closing price.

A total volume of 54,858 shares were traded at the close of the day’s session.

In the last one week, shares of German American Bancorp Inc have slipped by -2.04%.

German American Bancorp Inc's Key Ratios

German American Bancorp Inc has a market cap of $868.27 million, indicating a price to book ratio of 2.2357 and a price to sales ratio of 4.4422.

In the last 12-months German American Bancorp Inc’s revenue was $256.47 million with a gross profit of $253.37 million and an EBITDA of $0. The EBITDA ratio measures German American Bancorp Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, German American Bancorp Inc’s operating margin was 46.24% while its return on assets stood at 1.47% with a return of equity of 15.62%.

In Q2, German American Bancorp Inc’s quarterly earnings growth was a negative -7.1% while revenue growth was a negative 2.9%.

German American Bancorp Inc’s PE and PEG Ratio

Forward PE

11.0988

Trailing PE

9.4103

PEG

2.43

Its diluted EPS in the last 12-months stands at $3.12 per share while it has a forward price to earnings multiple of 11.0988 and a PEG multiple of 2.43. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into German American Bancorp Inc’s profitability.

German American Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 4.4422.

German American Bancorp Inc stock pays annual dividends of $0.98 per share, indicating a yield of 3.34% and a payout ratio of 31.41%.

Balance sheet and cash flow metrics

Total Assets

$6.05 billion

Total Liabilities

$43.52 million

Operating Cash Flow

$-15252000.00

Capital Expenditure

$2.55 million

Dividend Payout Ratio

31.41%

German American Bancorp Inc ended 2024 with $6.05 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $6.05 billion while shareholder equity stood at $602.57 million.

German American Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $43.52 million in other current liabilities, 418033000.00 in common stock, $433.38 million in retained earnings and $180.36 million in goodwill. Its cash balance stood at $78.22 million and cash and short-term investments were $141.17 million. The company’s total short-term debt was $0 while long-term debt stood at $227.48 million.

German American Bancorp Inc’s total current assets stands at $141.17 million while long-term investments were $1.66 billion and short-term investments were $62.95 million. Its net receivables were $120.51 million compared to accounts payable of $43.52 million and inventory worth $0.

In 2024, German American Bancorp Inc's operating cash flow was $-15252000.00 while its capital expenditure stood at $2.55 million.

Comparatively, German American Bancorp Inc paid $0.31 in dividends in 2024.

Other key metrics

Current Trading Price

$28.77

52-Week High

$39.8801

52-Week Low

$25.5839

Analyst Target Price

$32.75

German American Bancorp Inc stock is currently trading at $28.77 per share. It touched a 52-week high of $39.8801 and a 52-week low of $39.8801. Analysts tracking the stock have a 12-month average target price of $32.75.

Its 50-day moving average was $28.71 and 200-day moving average was $32.2 The short ratio stood at 16.01 indicating a short percent outstanding of 0%.

Around 573.2% of the company’s stock are held by insiders while 4516.9% are held by institutions.