Generations Bancorp NY Inc
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- Market Cap.:
- $19.74 million
- Book Value:
- Revenue TTM:
- $12.05 million
- Operating Margin TTM:
- Gross Profit TTM:
- $14.11 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Generations Bancorp NY Inc had its IPO on 2021-01-13 under the ticker symbol GBNY.
The company operates in the Financial Services sector and Banks-Regional industry. Generations Bancorp NY Inc has a staff strength of 79 employees.
Shares of Generations Bancorp NY Inc opened at $9 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $9 - $9, and closed at $9.
This is a -2.17% slip from the previous day's closing price.
A total volume of 1,214 shares were traded at the close of the day’s session.
In the last one week, shares of Generations Bancorp NY Inc have increased by +1.93%.
Generations Bancorp NY Inc's Key Ratios
Generations Bancorp NY Inc has a market cap of $19.74 million, indicating a price to book ratio of 0.6708 and a price to sales ratio of 1.8495.
In the last 12-months Generations Bancorp NY Inc’s revenue was $12.05 million with a gross profit of $14.11 million and an EBITDA of $0. The EBITDA ratio measures Generations Bancorp NY Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Generations Bancorp NY Inc’s operating margin was 0.13% while its return on assets stood at 0.01% with a return of equity of 0.07%.
In Q2, Generations Bancorp NY Inc’s quarterly earnings growth was a negative -92% while revenue growth was a negative 11.6%.
Generations Bancorp NY Inc’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $0.01 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Generations Bancorp NY Inc’s profitability.
Generations Bancorp NY Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.8495.
Generations Bancorp NY Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.
Balance sheet and cash flow metrics
- Total Assets
- $394.94 million
- Total Liabilities
- $9.24 million
- Operating Cash Flow
- Capital Expenditure
- Dividend Payout Ratio
Generations Bancorp NY Inc ended 2023 with $394.94 million in total assets and $0 in total liabilities. Its intangible assets were valued at $394.94 million while shareholder equity stood at $36.93 million.
Generations Bancorp NY Inc ended 2023 with $0 in deferred long-term liabilities, $9.24 million in other current liabilities, 23000.00 in common stock, $22.21 million in retained earnings and $0.00 in goodwill. Its cash balance stood at $7.53 million and cash and short-term investments were $34.47 million. The company’s total short-term debt was $9,244,000 while long-term debt stood at $10.45 million.
Generations Bancorp NY Inc’s total current assets stands at $351.26 million while long-term investments were $32.94 million and short-term investments were $31.08 million. Its net receivables were $1.33 million compared to accounts payable of $0 and inventory worth $0.
In 2023, Generations Bancorp NY Inc's operating cash flow was $0 while its capital expenditure stood at $21000.
Comparatively, Generations Bancorp NY Inc paid $0 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Generations Bancorp NY Inc stock is currently trading at $9 per share. It touched a 52-week high of $11.41 and a 52-week low of $11.41. Analysts tracking the stock have a 12-month average target price of $.
Its 50-day moving average was $9.39 and 200-day moving average was $9.91 The short ratio stood at 0.47 indicating a short percent outstanding of 0%.
Around 2877% of the company’s stock are held by insiders while 3054.7% are held by institutions.
Frequently Asked Questions About Generations Bancorp NY Inc
Similar Industry Stocks (Banks-Regional)
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that provides various banking products and services. The company accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. It also provides one- to four-family residential real estate, commercial real estate and multi-family, consumer business, manufactured home, automobile, student, recreational vehicle, construction, and other consumer loans, as well as home equity loans and lines of credit. In addition, it invests in securities, including corporate and municipal bonds issued by states, local municipalities, and schools in the northeastern United States; and mortgage-backed securities issued by the U.S. government sponsored entities and Federal Home Loan Bank stock, as well as offers insurance and other financial products. It operates through primary office in Seneca Falls, New York; and eight full-service branch offices and one drive-through facility located in Auburn, Farmington, Geneva, Medina, Phelps, Union Springs, and Waterloo, New York. The company was founded in 1870 and is headquartered in Seneca Falls, New York.