Jiayin Group Inc

Company Profile

Jiayin Group Inc had its IPO on 2019-05-10 under the ticker symbol JFIN.

The company operates in the Communication Services sector and Internet Content & Information industry. Jiayin Group Inc has a staff strength of 796 employees.

Stock update

Shares of Jiayin Group Inc opened at $4.62 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $4.5 - $4.85, and closed at $4.71.

This is a +4.67% increase from the previous day's closing price.

A total volume of 72,376 shares were traded at the close of the day’s session.

In the last one week, shares of Jiayin Group Inc have slipped by -12.13%.

Jiayin Group Inc's Key Ratios

Jiayin Group Inc has a market cap of $287.75 million, indicating a price to book ratio of 1.1454 and a price to sales ratio of 0.0435.

In the last 12-months Jiayin Group Inc’s revenue was $4.35 billion with a gross profit of $2.71 billion and an EBITDA of $1.38 billion. The EBITDA ratio measures Jiayin Group Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Jiayin Group Inc’s operating margin was 31.59% while its return on assets stood at 27.6% with a return of equity of 120.58%.

In Q2, Jiayin Group Inc’s quarterly earnings growth was a positive 29.8% while revenue growth was a positive 57.5%.

Jiayin Group Inc’s PE and PEG Ratio

Forward PE

1.7634

Trailing PE

1.4447

PEG

Its diluted EPS in the last 12-months stands at $3.71 per share while it has a forward price to earnings multiple of 1.7634 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Jiayin Group Inc’s profitability.

Jiayin Group Inc stock is trading at a EV to sales ratio of 0.0336 and a EV to EBITDA ratio of 0.104. Its price to sales ratio in the trailing 12-months stood at 0.0435.

Jiayin Group Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 10.73%.

Balance sheet and cash flow metrics

Total Assets

$4.56 billion

Total Liabilities

$2.68 billion

Operating Cash Flow

$0

Capital Expenditure

$0

Dividend Payout Ratio

10.73%

Jiayin Group Inc ended 2024 with $4.56 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $4.56 billion while shareholder equity stood at $1.87 billion.

Jiayin Group Inc ended 2024 with $0 in deferred long-term liabilities, $2.68 billion in other current liabilities, in common stock, $990.96 million in retained earnings and $0 in goodwill. Its cash balance stood at $288.92 million and cash and short-term investments were $288.92 million. The company’s total short-term debt was $0 while long-term debt stood at $0.

Jiayin Group Inc’s total current assets stands at $4.35 billion while long-term investments were $94.92 million and short-term investments were $0. Its net receivables were $2.91 billion compared to accounts payable of $0 and inventory worth $2.02 million.

In 2024, Jiayin Group Inc's operating cash flow was $0 while its capital expenditure stood at $0.

Comparatively, Jiayin Group Inc paid $0.11 in dividends in 2024.

Other key metrics

Current Trading Price

$4.71

52-Week High

$7.7312

52-Week Low

$1.7558

Analyst Target Price

$14

Jiayin Group Inc stock is currently trading at $4.71 per share. It touched a 52-week high of $7.7312 and a 52-week low of $7.7312. Analysts tracking the stock have a 12-month average target price of $14.

Its 50-day moving average was $5.76 and 200-day moving average was $4.12 The short ratio stood at 0.36 indicating a short percent outstanding of 0%.

Around 151.9% of the company’s stock are held by insiders while 54.9% are held by institutions.