Live Oak Bancshares Inc
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- Market Cap.:
- $1.10 billion
- Book Value:
- Revenue TTM:
- $482.23 million
- Operating Margin TTM:
- Gross Profit TTM:
- $508.33 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Live Oak Bancshares Inc had its IPO on 2015-07-23 under the ticker symbol LOB.
The company operates in the Financial Services sector and Banks-Regional industry. Live Oak Bancshares Inc has a staff strength of 968 employees.
Shares of Live Oak Bancshares Inc opened at $23.32 at the start of the last trading session i.e. 2023-06-03.
The stocks traded within a range of $22.9 - $24.81, and closed at $24.6.
This is a +8.18% increase from the previous day's closing price.
A total volume of 316,600 shares were traded at the close of the day’s session.
In the last one week, shares of Live Oak Bancshares Inc have increased by +8.04%.
Live Oak Bancshares Inc's Key Ratios
Live Oak Bancshares Inc has a market cap of $1.10 billion, indicating a price to book ratio of 1.6943 and a price to sales ratio of 2.2776.
In the last 12-months Live Oak Bancshares Inc’s revenue was $482.23 million with a gross profit of $508.33 million and an EBITDA of $0. The EBITDA ratio measures Live Oak Bancshares Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Live Oak Bancshares Inc’s operating margin was 37.79% while its return on assets stood at 1.5% with a return of equity of 18.5%.
In Q1, Live Oak Bancshares Inc’s quarterly earnings growth was a negative -98.8% while revenue growth was a negative 24%.
Live Oak Bancshares Inc’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $3.17 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Live Oak Bancshares Inc’s profitability.
Live Oak Bancshares Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.2776.
Live Oak Bancshares Inc stock pays annual dividends of $0.12 per share, indicating a yield of 0.53% and a payout ratio of 11.54%.
Balance sheet and cash flow metrics
- Total Assets
- $10.36 billion
- Total Liabilities
- $9.42 billion
- Operating Cash Flow
- Capital Expenditure
- $10.41 million
- Dividend Payout Ratio
Live Oak Bancshares Inc ended 2023 with $10.36 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $10.36 billion while shareholder equity stood at $822.81 million.
Live Oak Bancshares Inc ended 2023 with $0 in deferred long-term liabilities, $9.42 billion in other current liabilities, 334672000.00 in common stock, $572.53 million in retained earnings and $0 in goodwill. Its cash balance stood at $467.19 million and cash and short-term investments were $1.61 billion. The company’s total short-term debt was $0 while long-term debt stood at $30.77 million.
Live Oak Bancshares Inc’s total current assets stands at $1.61 billion while long-term investments were $1.15 billion and short-term investments were $1.15 billion. Its net receivables were $29.36 million compared to accounts payable of $0 and inventory worth $0.
In 2023, Live Oak Bancshares Inc's operating cash flow was $-592854000.00 while its capital expenditure stood at $10.41 million.
Comparatively, Live Oak Bancshares Inc paid $0.12 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Live Oak Bancshares Inc stock is currently trading at $24.6 per share. It touched a 52-week high of $43.6092 and a 52-week low of $43.6092. Analysts tracking the stock have a 12-month average target price of $26.
Its 50-day moving average was $23.05 and 200-day moving average was $30.33 The short ratio stood at 5.43 indicating a short percent outstanding of 0%.
Around 2465.7% of the company’s stock are held by insiders while 6963.6% are held by institutions.
Frequently Asked Questions About Live Oak Bancshares Inc
Similar Industry Stocks (Banks-Regional)
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. It operates in two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, certificate of deposits, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, it provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. The company was incorporated in 2008 and is headquartered in Wilmington, North Carolina.