Lake Shore Bancorp Inc
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $10.5
- Today's High:
- $10.73
- Open Price:
- $10.5
- 52W Low:
- $9.61
- 52W High:
- $13.5813
- Prev. Close:
- $10.51
- Volume:
- 665
Company Statistics
- Market Cap.:
- $59.98 million
- Book Value:
- 14.924
- Revenue TTM:
- $28.34 million
- Operating Margin TTM:
- 25.75%
- Gross Profit TTM:
- $26.32 million
- Profit Margin:
- 19.27%
- Return on Assets TTM:
- 0.78%
- Return on Equity TTM:
- 6.66%
Company Profile
Lake Shore Bancorp Inc had its IPO on 2006-04-04 under the ticker symbol LSBK.
The company operates in the Financial Services sector and Banks-Regional industry. Lake Shore Bancorp Inc has a staff strength of 113 employees.
Stock update
Shares of Lake Shore Bancorp Inc opened at $10.5 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $10.5 - $10.73, and closed at $10.5.
This is a -0.1% slip from the previous day's closing price.
A total volume of 665 shares were traded at the close of the day’s session.
In the last one week, shares of Lake Shore Bancorp Inc have increased by +1.06%.
Lake Shore Bancorp Inc's Key Ratios
Lake Shore Bancorp Inc has a market cap of $59.98 million, indicating a price to book ratio of 0.9029 and a price to sales ratio of 2.6529.
In the last 12-months Lake Shore Bancorp Inc’s revenue was $28.34 million with a gross profit of $26.32 million and an EBITDA of $0. The EBITDA ratio measures Lake Shore Bancorp Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Lake Shore Bancorp Inc’s operating margin was 25.75% while its return on assets stood at 0.78% with a return of equity of 6.66%.
In Q2, Lake Shore Bancorp Inc’s quarterly earnings growth was a negative -51.1% while revenue growth was a positive 5.4%.
Lake Shore Bancorp Inc’s PE and PEG Ratio
- Forward PE
- 0
- Trailing PE
- 11.3333
- PEG
- 0
Its diluted EPS in the last 12-months stands at $0.93 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Lake Shore Bancorp Inc’s profitability.
Lake Shore Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.6529.
Lake Shore Bancorp Inc stock pays annual dividends of $0 per share, indicating a yield of 6.85% and a payout ratio of 19.03%.
Balance sheet and cash flow metrics
- Total Assets
- $714.04 million
- Total Liabilities
- $0
- Operating Cash Flow
- $0
- Capital Expenditure
- $177000
- Dividend Payout Ratio
- 19.03%
Lake Shore Bancorp Inc ended 2024 with $714.04 million in total assets and $0 in total liabilities. Its intangible assets were valued at $714.04 million while shareholder equity stood at $83.39 million.
Lake Shore Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $0 in other current liabilities, 68000.00 in common stock, $76.64 million in retained earnings and $0 in goodwill. Its cash balance stood at $35.58 million and cash and short-term investments were $35.58 million. The company’s total short-term debt was $0 while long-term debt stood at $36.45 million.
Lake Shore Bancorp Inc’s total current assets stands at $35.58 million while long-term investments were $65.38 million and short-term investments were $65.37 million. Its net receivables were $572.23 million compared to accounts payable of $0 and inventory worth $0.
In 2024, Lake Shore Bancorp Inc's operating cash flow was $0 while its capital expenditure stood at $177000.
Comparatively, Lake Shore Bancorp Inc paid $0.19 in dividends in 2024.
Other key metrics
- Current Trading Price
- $10.5
- 52-Week High
- $13.5813
- 52-Week Low
- $9.61
- Analyst Target Price
- $
Lake Shore Bancorp Inc stock is currently trading at $10.5 per share. It touched a 52-week high of $13.5813 and a 52-week low of $13.5813. Analysts tracking the stock have a 12-month average target price of $.
Its 50-day moving average was $10.6 and 200-day moving average was $11.28 The short ratio stood at 1.51 indicating a short percent outstanding of 0%.
Around 6761.9% of the company’s stock are held by insiders while 874% are held by institutions.
Frequently Asked Questions About Lake Shore Bancorp Inc
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About
Lake Shore Bancorp, Inc. operates as the savings and loan holding company for Lake Shore Savings Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; money market savings and checking accounts; interest bearing and non-interest bearing checking accounts, such as demand deposits; health savings accounts; retirement accounts; time deposits; interest on lawyer accounts; and accounts for individuals, as well as commercial savings, checking, and money market accounts for small to medium sized businesses. Its loan portfolio consists of commercial real estate, commercial construction, and home equity loans and lines of credit; commercial loans comprising business installment loans, lines of credit, and other commercial loans; one- to four-family residential mortgages; and consumer loans, such as personal consumer loans, overdraft lines of credit, vehicle loans, secured and unsecured property improvement loans, and other secured loans, as well as loans secured by certificates of deposit. The company was founded in 1891 and is headquartered in Dunkirk, New York. Lake Shore Bancorp, Inc. is a subsidiary of Lake Shore, MHC.