Navient Corp

Company Profile

Navient Corp had its IPO on 2014-04-17 under the ticker symbol NAVI.

The company operates in the Financial Services sector and Credit Services industry. Navient Corp has a staff strength of 4,000 employees.

Stock update

Shares of Navient Corp opened at $17.25 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $17.08 - $17.4, and closed at $17.36.

This is a +0.52% increase from the previous day's closing price.

A total volume of 1,083,194 shares were traded at the close of the day’s session.

In the last one week, shares of Navient Corp have slipped by -4.41%.

Navient Corp's Key Ratios

Navient Corp has a market cap of $2.10 billion, indicating a price to book ratio of 0.7677 and a price to sales ratio of 1.2072.

In the last 12-months Navient Corp’s revenue was $1.31 billion with a gross profit of $1.66 billion and an EBITDA of $0. The EBITDA ratio measures Navient Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Navient Corp’s operating margin was 41.48% while its return on assets stood at 0.55% with a return of equity of 13.22%.

In Q2, Navient Corp’s quarterly earnings growth was a negative -57.4% while revenue growth was a negative 32.3%.

Navient Corp’s PE and PEG Ratio

Forward PE

5.8651

Trailing PE

5.7953

PEG

0.142

Its diluted EPS in the last 12-months stands at $2.98 per share while it has a forward price to earnings multiple of 5.8651 and a PEG multiple of 0.142. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Navient Corp’s profitability.

Navient Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.2072.

Navient Corp stock pays annual dividends of $0.64 per share, indicating a yield of 3.71% and a payout ratio of 20.65%.

Balance sheet and cash flow metrics

Total Assets

$65.60 billion

Total Liabilities

$4.84 billion

Operating Cash Flow

$0

Capital Expenditure

$0

Dividend Payout Ratio

20.65%

Navient Corp ended 2024 with $65.60 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $65.60 billion while shareholder equity stood at $2.93 billion.

Navient Corp ended 2024 with $0 in deferred long-term liabilities, $4.84 billion in other current liabilities, 4000000.00 in common stock, $4.63 billion in retained earnings and $0 in goodwill. Its cash balance stood at $1.32 billion and cash and short-term investments were $3.27 billion. The company’s total short-term debt was $4,838,000,000 while long-term debt stood at $56.94 billion.

Navient Corp’s total current assets stands at $3.27 billion while long-term investments were $158.00 million and short-term investments were $1.95 billion. Its net receivables were $2.28 billion compared to accounts payable of $0 and inventory worth $0.

In 2024, Navient Corp's operating cash flow was $0 while its capital expenditure stood at $0.

Comparatively, Navient Corp paid $0.21 in dividends in 2024.

Other key metrics

Current Trading Price

$17.36

52-Week High

$19.5126

52-Week Low

$12.3956

Analyst Target Price

$19.56

Navient Corp stock is currently trading at $17.36 per share. It touched a 52-week high of $19.5126 and a 52-week low of $19.5126. Analysts tracking the stock have a 12-month average target price of $19.56.

Its 50-day moving average was $18.09 and 200-day moving average was $16.9 The short ratio stood at 7.39 indicating a short percent outstanding of 0%.

Around 460.9% of the company’s stock are held by insiders while 9504.8% are held by institutions.