NASDAQ
NBTB

NBT Bancorp Inc

Banks-Regional
Financial Services

Prices are adjusted according to historical splits.

NBT Bancorp Inc Stock Price

Vitals

Today's Low:
$32.08
Today's High:
$32.76
Open Price:
$32.49
52W Low:
$27.0317
52W High:
$47.1494
Prev. Close:
$32.38
Volume:
152260

Company Statistics

Market Cap.:
$1.52 billion
Book Value:
28.265
Revenue TTM:
$493.45 million
Operating Margin TTM:
38.78%
Gross Profit TTM:
$500.62 million
Profit Margin:
28.13%
Return on Assets TTM:
1.18%
Return on Equity TTM:
11.57%

Company Profile

NBT Bancorp Inc had its IPO on 1992-03-17 under the ticker symbol NBTB.

The company operates in the Financial Services sector and Banks-Regional industry. NBT Bancorp Inc has a staff strength of 1,861 employees.

Stock update

Shares of NBT Bancorp Inc opened at $32.49 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $32.08 - $32.76, and closed at $32.74.

This is a +1.11% increase from the previous day's closing price.

A total volume of 152,260 shares were traded at the close of the day’s session.

In the last one week, shares of NBT Bancorp Inc have slipped by -5.87%.

NBT Bancorp Inc's Key Ratios

NBT Bancorp Inc has a market cap of $1.52 billion, indicating a price to book ratio of 1.5643 and a price to sales ratio of 3.6132.

In the last 12-months NBT Bancorp Inc’s revenue was $493.45 million with a gross profit of $500.62 million and an EBITDA of $0. The EBITDA ratio measures NBT Bancorp Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, NBT Bancorp Inc’s operating margin was 38.78% while its return on assets stood at 1.18% with a return of equity of 11.57%.

In Q2, NBT Bancorp Inc’s quarterly earnings growth was a negative -20.5% while revenue growth was a negative 5.9%.

NBT Bancorp Inc’s PE and PEG Ratio

Forward PE
10.6157
Trailing PE
10.0559
PEG
3.82

Its diluted EPS in the last 12-months stands at $3.22 per share while it has a forward price to earnings multiple of 10.6157 and a PEG multiple of 3.82. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into NBT Bancorp Inc’s profitability.

NBT Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.6132.

NBT Bancorp Inc stock pays annual dividends of $1.2 per share, indicating a yield of 3.95% and a payout ratio of 35.88%.

Balance sheet and cash flow metrics

Total Assets
$11.89 billion
Total Liabilities
$652.41 million
Operating Cash Flow
$-83398000.00
Capital Expenditure
$1.48 million
Dividend Payout Ratio
35.88%

NBT Bancorp Inc ended 2024 with $11.89 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $11.89 billion while shareholder equity stood at $1.21 billion.

NBT Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $652.41 million in other current liabilities, 497000.00 in common stock, $996.92 million in retained earnings and $281.20 million in goodwill. Its cash balance stood at $201.89 million and cash and short-term investments were $1.66 billion. The company’s total short-term debt was $652,413,000 while long-term debt stood at $228.11 million.

NBT Bancorp Inc’s total current assets stands at $1.66 billion while long-term investments were $2.40 billion and short-term investments were $1.45 billion. Its net receivables were $8.26 billion compared to accounts payable of $0 and inventory worth $0.

In 2024, NBT Bancorp Inc's operating cash flow was $-83398000.00 while its capital expenditure stood at $1.48 million.

Comparatively, NBT Bancorp Inc paid $0.36 in dividends in 2024.

Other key metrics

Current Trading Price
$32.74
52-Week High
$47.1494
52-Week Low
$27.0317
Analyst Target Price
$38.17

NBT Bancorp Inc stock is currently trading at $32.74 per share. It touched a 52-week high of $47.1494 and a 52-week low of $47.1494. Analysts tracking the stock have a 12-month average target price of $38.17.

Its 50-day moving average was $34.66 and 200-day moving average was $36.32 The short ratio stood at 5.36 indicating a short percent outstanding of 0%.

Around 392.5% of the company’s stock are held by insiders while 5886.3% are held by institutions.

Frequently Asked Questions About NBT Bancorp Inc

The stock symbol (also called stock or share ticker) of NBT Bancorp Inc is NBTB

The IPO of NBT Bancorp Inc took place on 1992-03-17

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About

NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company’s loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. It operates in central and upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Address

52 South Broad Street, Norwich, NY, United States, 13815