Nicholas Financial Inc

Company Profile

Nicholas Financial Inc had its IPO on 1997-12-29 under the ticker symbol NICK.

The company operates in the Financial Services sector and Credit Services industry. Nicholas Financial Inc has a staff strength of 16 employees.

Stock update

Shares of Nicholas Financial Inc opened at $4.94 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $4.76 - $4.94, and closed at $4.76.

This is a -1.65% slip from the previous day's closing price.

A total volume of 914 shares were traded at the close of the day’s session.

In the last one week, shares of Nicholas Financial Inc have slipped by -6.11%.

Nicholas Financial Inc's Key Ratios

Nicholas Financial Inc has a market cap of $35.33 million, indicating a price to book ratio of 0.4459 and a price to sales ratio of 1.7049.

In the last 12-months Nicholas Financial Inc’s revenue was $-1380000 with a gross profit of $-253000 and an EBITDA of $0. The EBITDA ratio measures Nicholas Financial Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Nicholas Financial Inc’s operating margin was 2072.25% while its return on assets stood at -21.35% with a return of equity of -31.82%.

In Q2, Nicholas Financial Inc’s quarterly earnings growth was a negative -79.2% while revenue growth was a negative 16%.

Nicholas Financial Inc’s PE and PEG Ratio

Forward PE

0

Trailing PE

0

PEG

0

Its diluted EPS in the last 12-months stands at $-4.12 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Nicholas Financial Inc’s profitability.

Nicholas Financial Inc stock is trading at a EV to sales ratio of 4.7964 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.7049.

Nicholas Financial Inc stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets

$98.11 million

Total Liabilities

$16.92 million

Operating Cash Flow

$0

Capital Expenditure

$13000

Dividend Payout Ratio

0%

Nicholas Financial Inc ended 2024 with $98.11 million in total assets and $0 in total liabilities. Its intangible assets were valued at $98.11 million while shareholder equity stood at $81.18 million.

Nicholas Financial Inc ended 2024 with $0 in deferred long-term liabilities, $16.92 million in other current liabilities, 35249000.00 in common stock, $122.73 million in retained earnings and $0 in goodwill. Its cash balance stood at $678000.00 and cash and short-term investments were $678000.00. The company’s total short-term debt was $15,109,000 while long-term debt stood at $0.

Nicholas Financial Inc’s total current assets stands at $678000.00 while long-term investments were $0 and short-term investments were $0. Its net receivables were $2.42 million compared to accounts payable of $1.82 million and inventory worth $0.

In 2024, Nicholas Financial Inc's operating cash flow was $0 while its capital expenditure stood at $13000.

Comparatively, Nicholas Financial Inc paid $0 in dividends in 2024.

Other key metrics

Current Trading Price

$4.76

52-Week High

$8.5669

52-Week Low

$4.37

Analyst Target Price

$

Nicholas Financial Inc stock is currently trading at $4.76 per share. It touched a 52-week high of $8.5669 and a 52-week low of $8.5669. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $4.92 and 200-day moving average was $5.55 The short ratio stood at 35.83 indicating a short percent outstanding of 0%.

Around 1414.8% of the company’s stock are held by insiders while 6535% are held by institutions.