Norwood Financial Corp

Company Profile

Norwood Financial Corp had its IPO on 1998-03-02 under the ticker symbol NWFL.

The company operates in the Financial Services sector and Banks-Regional industry. Norwood Financial Corp has a staff strength of 274 employees.

Stock update

Shares of Norwood Financial Corp opened at $26.28 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $26.28 - $27.23, and closed at $27.17.

This is a +3.31% increase from the previous day's closing price.

A total volume of 3,944 shares were traded at the close of the day’s session.

In the last one week, shares of Norwood Financial Corp have slipped by -0.55%.

Norwood Financial Corp's Key Ratios

Norwood Financial Corp has a market cap of $212.22 million, indicating a price to book ratio of 1.7544 and a price to sales ratio of 3.5157.

In the last 12-months Norwood Financial Corp’s revenue was $76.09 million with a gross profit of $77.43 million and an EBITDA of $0. The EBITDA ratio measures Norwood Financial Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Norwood Financial Corp’s operating margin was 46.31% while its return on assets stood at 1.31% with a return of equity of 15.86%.

In Q2, Norwood Financial Corp’s quarterly earnings growth was a negative -3.9% while revenue growth was a positive 0.5%.

Norwood Financial Corp’s PE and PEG Ratio

Forward PE

0

Trailing PE

7.7811

PEG

0

Its diluted EPS in the last 12-months stands at $3.38 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Norwood Financial Corp’s profitability.

Norwood Financial Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.5157.

Norwood Financial Corp stock pays annual dividends of $1.15 per share, indicating a yield of 4.35% and a payout ratio of 33.97%.

Balance sheet and cash flow metrics

Total Assets

$2.14 billion

Total Liabilities

$119.39 million

Operating Cash Flow

$-35896000.00

Capital Expenditure

$177000

Dividend Payout Ratio

33.97%

Norwood Financial Corp ended 2024 with $2.14 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.14 billion while shareholder equity stood at $173.42 million.

Norwood Financial Corp ended 2024 with $0 in deferred long-term liabilities, $119.39 million in other current liabilities, 829000.00 in common stock, $135.58 million in retained earnings and $29.27 million in goodwill. Its cash balance stood at $33.09 million and cash and short-term investments were $436.71 million. The company’s total short-term debt was $112,290,000 while long-term debt stood at $99.69 million.

Norwood Financial Corp’s total current assets stands at $443.99 million while long-term investments were $403.62 million and short-term investments were $403.62 million. Its net receivables were $7.28 million compared to accounts payable of $7.10 million and inventory worth $0.

In 2024, Norwood Financial Corp's operating cash flow was $-35896000.00 while its capital expenditure stood at $177000.

Comparatively, Norwood Financial Corp paid $0.34 in dividends in 2024.

Other key metrics

Current Trading Price

$27.17

52-Week High

$33.9995

52-Week Low

$22.5357

Analyst Target Price

$0

Norwood Financial Corp stock is currently trading at $27.17 per share. It touched a 52-week high of $33.9995 and a 52-week low of $33.9995. Analysts tracking the stock have a 12-month average target price of $0.

Its 50-day moving average was $29.14 and 200-day moving average was $29.81 The short ratio stood at 6.73 indicating a short percent outstanding of 0%.

Around 920.8% of the company’s stock are held by insiders while 2145.4% are held by institutions.