OP Bancorp

Company Profile

OP Bancorp had its IPO on 2018-03-28 under the ticker symbol OPBK.

The company operates in the Financial Services sector and Banks-Regional industry. OP Bancorp has a staff strength of 221 employees.

Stock update

Shares of OP Bancorp opened at $9.35 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $9.21 - $9.38, and closed at $9.27.

This is a -0.32% slip from the previous day's closing price.

A total volume of 8,012 shares were traded at the close of the day’s session.

In the last one week, shares of OP Bancorp have slipped by -2.63%.

OP Bancorp's Key Ratios

OP Bancorp has a market cap of $140.70 million, indicating a price to book ratio of 1.0491 and a price to sales ratio of 1.8951.

In the last 12-months OP Bancorp’s revenue was $90.33 million with a gross profit of $91.55 million and an EBITDA of $0. The EBITDA ratio measures OP Bancorp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, OP Bancorp’s operating margin was 51.84% while its return on assets stood at 1.48% with a return of equity of 17.16%.

In Q2, OP Bancorp’s quarterly earnings growth was a negative -27.8% while revenue growth was a negative 11%.

OP Bancorp’s PE and PEG Ratio

Forward PE

0

Trailing PE

4.7692

PEG

0

Its diluted EPS in the last 12-months stands at $1.95 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into OP Bancorp’s profitability.

OP Bancorp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 1.8951.

OP Bancorp stock pays annual dividends of $0.48 per share, indicating a yield of 5.13% and a payout ratio of 24.87%.

Balance sheet and cash flow metrics

Total Assets

$2.15 billion

Total Liabilities

$9.35 million

Operating Cash Flow

$-22772000.00

Capital Expenditure

$748000

Dividend Payout Ratio

24.87%

OP Bancorp ended 2024 with $2.15 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $2.15 billion while shareholder equity stood at $183.77 million.

OP Bancorp ended 2024 with $0 in deferred long-term liabilities, $9.35 million in other current liabilities, 77464000.00 in common stock, $114.18 million in retained earnings and $0 in goodwill. Its cash balance stood at $143.76 million and cash and short-term investments were $346.01 million. The company’s total short-term debt was $10,486,000 while long-term debt stood at $75.00 million.

OP Bancorp’s total current assets stands at $353.71 million while long-term investments were $218.43 million and short-term investments were $202.25 million. Its net receivables were $7.70 million compared to accounts payable of $9.35 million and inventory worth $0.

In 2024, OP Bancorp's operating cash flow was $-22772000.00 while its capital expenditure stood at $748000.

Comparatively, OP Bancorp paid $0.25 in dividends in 2024.

Other key metrics

Current Trading Price

$9.27

52-Week High

$11.5652

52-Week Low

$7.4134

Analyst Target Price

$11.5

OP Bancorp stock is currently trading at $9.27 per share. It touched a 52-week high of $11.5652 and a 52-week low of $11.5652. Analysts tracking the stock have a 12-month average target price of $11.5.

Its 50-day moving average was $9.39 and 200-day moving average was $9.61 The short ratio stood at 0.98 indicating a short percent outstanding of 0%.

Around 2548.8% of the company’s stock are held by insiders while 4613.1% are held by institutions.