Old Point Financial Corporation
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $15.97
- Today's High:
- $16.61
- Open Price:
- $15.97
- 52W Low:
- $15
- 52W High:
- $28.7435
- Prev. Close:
- $15.61
- Volume:
- 1000
Company Statistics
- Market Cap.:
- $83.03 million
- Book Value:
- 20.518
- Revenue TTM:
- $59.04 million
- Operating Margin TTM:
- 20.21%
- Gross Profit TTM:
- $56.24 million
- Profit Margin:
- 17.21%
- Return on Assets TTM:
- 0.74%
- Return on Equity TTM:
- 9.64%
Company Profile
Old Point Financial Corporation had its IPO on 1999-01-11 under the ticker symbol OPOF.
The company operates in the Financial Services sector and Banks-Regional industry. Old Point Financial Corporation has a staff strength of 294 employees.
Stock update
Shares of Old Point Financial Corporation opened at $15.97 at the start of the last trading session i.e. 2023-06-03.
The stocks traded within a range of $15.97 - $16.61, and closed at $16.61.
This is a +6.41% increase from the previous day's closing price.
A total volume of 1,000 shares were traded at the close of the day’s session.
In the last one week, shares of Old Point Financial Corporation have slipped by -10.17%.
Old Point Financial Corporation's Key Ratios
Old Point Financial Corporation has a market cap of $83.03 million, indicating a price to book ratio of 1.3385 and a price to sales ratio of 2.3435.
In the last 12-months Old Point Financial Corporation’s revenue was $59.04 million with a gross profit of $56.24 million and an EBITDA of $0. The EBITDA ratio measures Old Point Financial Corporation's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Old Point Financial Corporation’s operating margin was 20.21% while its return on assets stood at 0.74% with a return of equity of 9.64%.
In Q1, Old Point Financial Corporation’s quarterly earnings growth was a positive 58.1% while revenue growth was a positive 21.5%.
Old Point Financial Corporation’s PE and PEG Ratio
- Forward PE
- 0
- Trailing PE
- 7.6875
- PEG
- 0
Its diluted EPS in the last 12-months stands at $2.16 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Old Point Financial Corporation’s profitability.
Old Point Financial Corporation stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.3435.
Old Point Financial Corporation stock pays annual dividends of $0.53 per share, indicating a yield of 3.46% and a payout ratio of 26.66%.
Balance sheet and cash flow metrics
- Total Assets
- $1.42 billion
- Total Liabilities
- $1.21 billion
- Operating Cash Flow
- $-51163000.00
- Capital Expenditure
- $130000
- Dividend Payout Ratio
- 26.66%
Old Point Financial Corporation ended 2023 with $1.42 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.42 billion while shareholder equity stood at $102.60 million.
Old Point Financial Corporation ended 2023 with $0 in deferred long-term liabilities, $1.21 billion in other current liabilities, 24767000.00 in common stock, $79.54 million in retained earnings and $1.65 million in goodwill. Its cash balance stood at $28.85 million and cash and short-term investments were $252.76 million. The company’s total short-term debt was $0 while long-term debt stood at $102.07 million.
Old Point Financial Corporation’s total current assets stands at $252.76 million while long-term investments were $223.91 million and short-term investments were $223.91 million. Its net receivables were $0 compared to accounts payable of $7.35 million and inventory worth $0.
In 2023, Old Point Financial Corporation's operating cash flow was $-51163000.00 while its capital expenditure stood at $130000.
Comparatively, Old Point Financial Corporation paid $0.27 in dividends in 2023.
Other key metrics
- Current Trading Price
- $16.61
- 52-Week High
- $28.7435
- 52-Week Low
- $15
- Analyst Target Price
- $
Old Point Financial Corporation stock is currently trading at $16.61 per share. It touched a 52-week high of $28.7435 and a 52-week low of $28.7435. Analysts tracking the stock have a 12-month average target price of $.
Its 50-day moving average was $20.23 and 200-day moving average was $23.84 The short ratio stood at 0.92 indicating a short percent outstanding of 0%.
Around 1792.1% of the company’s stock are held by insiders while 3664.9% are held by institutions.
Frequently Asked Questions About Old Point Financial Corporation
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About
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. Further, it offers debit cards; online, telephone, text banking; overdraft protection; bill pay; mobile payment; check ordering; and ATM. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.