Oportun Financial Corp

Credit Services
Financial Services

Prices are adjusted according to historical splits.

Oportun Financial Corp Stock Price


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Company Statistics

Market Cap.:
$247.50 million
Book Value:
Revenue TTM:
$895.39 million
Operating Margin TTM:
Gross Profit TTM:
$791.87 million
Profit Margin:
Return on Assets TTM:
Return on Equity TTM:

Company Profile

Oportun Financial Corp had its IPO on 2019-09-26 under the ticker symbol OPRT.

The company operates in the Financial Services sector and Credit Services industry. Oportun Financial Corp has a staff strength of 3,000 employees.

Stock update

Shares of Oportun Financial Corp opened at $7.53 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $7.01 - $7.62, and closed at $7.48.

This is a -0.66% slip from the previous day's closing price.

A total volume of 250,079 shares were traded at the close of the day’s session.

In the last one week, shares of Oportun Financial Corp have increased by +2.89%.

Oportun Financial Corp's Key Ratios

Oportun Financial Corp has a market cap of $247.50 million, indicating a price to book ratio of 0.3325 and a price to sales ratio of 0.2148.

In the last 12-months Oportun Financial Corp’s revenue was $895.39 million with a gross profit of $791.87 million and an EBITDA of $176.25 million. The EBITDA ratio measures Oportun Financial Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Oportun Financial Corp’s operating margin was 0.22% while its return on assets stood at -6.78% with a return of equity of -41.79%.

In Q2, Oportun Financial Corp’s quarterly earnings growth was a positive 1270% while revenue growth was a positive 7.9%.

Oportun Financial Corp’s PE and PEG Ratio

Forward PE
Trailing PE

Its diluted EPS in the last 12-months stands at $-7.06 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Oportun Financial Corp’s profitability.

Oportun Financial Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.2148.

Oportun Financial Corp stock pays annual dividends of $0 per share, indicating a yield of 0% and a payout ratio of 0%.

Balance sheet and cash flow metrics

Total Assets
$3.47 billion
Total Liabilities
$33.10 million
Operating Cash Flow
Capital Expenditure
$6.99 million
Dividend Payout Ratio

Oportun Financial Corp ended 2024 with $3.47 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.47 billion while shareholder equity stood at $458.40 million.

Oportun Financial Corp ended 2024 with $0 in deferred long-term liabilities, $33.10 million in other current liabilities, 7000.00 in common stock, $-110887000.00 in retained earnings and $0 in goodwill. Its cash balance stood at $73.37 million and cash and short-term investments were $73.40 million. The company’s total short-term debt was $486,453,000 while long-term debt stood at $2.42 billion.

Oportun Financial Corp’s total current assets stands at $104.30 million while long-term investments were $0 and short-term investments were $29000.00. Its net receivables were $51.82 million compared to accounts payable of $20.22 million and inventory worth $0.

In 2024, Oportun Financial Corp's operating cash flow was $-64373000.00 while its capital expenditure stood at $6.99 million.

Comparatively, Oportun Financial Corp paid $0 in dividends in 2024.

Other key metrics

Current Trading Price
52-Week High
52-Week Low
Analyst Target Price

Oportun Financial Corp stock is currently trading at $7.48 per share. It touched a 52-week high of $8.06 and a 52-week low of $8.06. Analysts tracking the stock have a 12-month average target price of $6.19.

Its 50-day moving average was $6.4 and 200-day moving average was $5.58 The short ratio stood at 1.92 indicating a short percent outstanding of 0%.

Around 765.7% of the company’s stock are held by insiders while 7294.7% are held by institutions.

Frequently Asked Questions About Oportun Financial Corp

The stock symbol (also called stock or share ticker) of Oportun Financial Corp is OPRT

The IPO of Oportun Financial Corp took place on 2019-09-26

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Oportun Financial Corporation provides financial services. It offers personal loans and credit cards. The company serves customers through online and over-the-phone, as well as through retail and Lending as a Service partner locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.


2 Circle Star Way, San Carlos, CA, United States, 94070