Old Second Bancorp Inc

Company Profile

Old Second Bancorp Inc had its IPO on 1995-08-18 under the ticker symbol OSBC.

The company operates in the Financial Services sector and Banks-Regional industry. Old Second Bancorp Inc has a staff strength of 819 employees.

Stock update

Shares of Old Second Bancorp Inc opened at $14.27 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $14.16 - $14.44, and closed at $14.26.

This is a +0.14% increase from the previous day's closing price.

A total volume of 96,766 shares were traded at the close of the day’s session.

In the last one week, shares of Old Second Bancorp Inc have slipped by -5.19%.

Old Second Bancorp Inc's Key Ratios

Old Second Bancorp Inc has a market cap of $636.17 million, indicating a price to book ratio of 1.7184 and a price to sales ratio of 3.6482.

In the last 12-months Old Second Bancorp Inc’s revenue was $271.84 million with a gross profit of $242.72 million and an EBITDA of $0. The EBITDA ratio measures Old Second Bancorp Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Old Second Bancorp Inc’s operating margin was 48.15% while its return on assets stood at 1.55% with a return of equity of 19.17%.

In Q2, Old Second Bancorp Inc’s quarterly earnings growth was a positive 107.4% while revenue growth was a positive 29.4%.

Old Second Bancorp Inc’s PE and PEG Ratio

Forward PE

8.7108

Trailing PE

7.0148

PEG

2.6

Its diluted EPS in the last 12-months stands at $2.03 per share while it has a forward price to earnings multiple of 8.7108 and a PEG multiple of 2.6. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Old Second Bancorp Inc’s profitability.

Old Second Bancorp Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.6482.

Old Second Bancorp Inc stock pays annual dividends of $0.2 per share, indicating a yield of 1.39% and a payout ratio of 9.85%.

Balance sheet and cash flow metrics

Total Assets

$5.88 billion

Total Liabilities

$5140.00

Operating Cash Flow

$0

Capital Expenditure

$1.49 million

Dividend Payout Ratio

9.85%

Old Second Bancorp Inc ended 2024 with $5.88 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $5.88 billion while shareholder equity stood at $513.96 million.

Old Second Bancorp Inc ended 2024 with $0 in deferred long-term liabilities, $5140.00 in other current liabilities, 44705000.00 in common stock, $355.22 million in retained earnings and $86.48 million in goodwill. Its cash balance stood at $112.61 million and cash and short-term investments were $1.45 billion. The company’s total short-term debt was $485,000,000 while long-term debt stood at $85.11 million.

Old Second Bancorp Inc’s total current assets stands at $1.76 billion while long-term investments were $1.34 billion and short-term investments were $1.34 billion. Its net receivables were $314.92 million compared to accounts payable of $0 and inventory worth $0.

In 2024, Old Second Bancorp Inc's operating cash flow was $0 while its capital expenditure stood at $1.49 million.

Comparatively, Old Second Bancorp Inc paid $0.10 in dividends in 2024.

Other key metrics

Current Trading Price

$14.26

52-Week High

$17.6156

52-Week Low

$10.7566

Analyst Target Price

$18.5

Old Second Bancorp Inc stock is currently trading at $14.26 per share. It touched a 52-week high of $17.6156 and a 52-week low of $17.6156. Analysts tracking the stock have a 12-month average target price of $18.5.

Its 50-day moving average was $14.83 and 200-day moving average was $14.7 The short ratio stood at 2.6 indicating a short percent outstanding of 0%.

Around 481.1% of the company’s stock are held by insiders while 6857.8% are held by institutions.