Peoples Financial Corp

Company Profile

Peoples Financial Corp had its IPO on under the ticker symbol PFBX.

The company operates in the Financial Services sector and Banks-Regional industry. Peoples Financial Corp has a staff strength of 132 employees.

Stock update

Shares of Peoples Financial Corp opened at $12.75 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $12.75 - $12.75, and closed at $12.75.

This is a 0% increase from the previous day's closing price.

A total volume of 0 shares were traded at the close of the day’s session.

In the last one week, shares of Peoples Financial Corp have increased by +4.08%.

Peoples Financial Corp's Key Ratios

Peoples Financial Corp has a market cap of $59.65 million, indicating a price to book ratio of 1.4476 and a price to sales ratio of 2.3838.

In the last 12-months Peoples Financial Corp’s revenue was $33.31 million with a gross profit of $28.37 million and an EBITDA of $0. The EBITDA ratio measures Peoples Financial Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Peoples Financial Corp’s operating margin was 33.91% while its return on assets stood at 1.42% with a return of equity of 20.68%.

In Q2, Peoples Financial Corp’s quarterly earnings growth was a positive 166.5% while revenue growth was a positive 37.8%.

Peoples Financial Corp’s PE and PEG Ratio

Forward PE

0

Trailing PE

4.7932

PEG

0

Its diluted EPS in the last 12-months stands at $2.66 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Peoples Financial Corp’s profitability.

Peoples Financial Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.3838.

Peoples Financial Corp stock pays annual dividends of $0.12 per share, indicating a yield of 1.88% and a payout ratio of 8.27%.

Balance sheet and cash flow metrics

Total Assets

$895.68 million

Total Liabilities

$810.50 million

Operating Cash Flow

$81.36 million

Capital Expenditure

$643000

Dividend Payout Ratio

8.27%

Peoples Financial Corp ended 2024 with $895.68 million in total assets and $0 in total liabilities. Its intangible assets were valued at $895.68 million while shareholder equity stood at $64.53 million.

Peoples Financial Corp ended 2024 with $0 in deferred long-term liabilities, $810.50 million in other current liabilities, 4678000.00 in common stock, $36.05 million in retained earnings and $0 in goodwill. Its cash balance stood at $63.64 million and cash and short-term investments were $63.64 million. The company’s total short-term debt was $0 while long-term debt stood at $0.

Peoples Financial Corp’s total current assets stands at $298.02 million while long-term investments were $552.59 million and short-term investments were $329.40 million. Its net receivables were $234.38 million compared to accounts payable of $0 and inventory worth $0.

In 2024, Peoples Financial Corp's operating cash flow was $81.36 million while its capital expenditure stood at $643000.

Comparatively, Peoples Financial Corp paid $0.08 in dividends in 2024.

Other key metrics

Current Trading Price

$12.75

52-Week High

$16.5

52-Week Low

$11.5

Analyst Target Price

$

Peoples Financial Corp stock is currently trading at $12.75 per share. It touched a 52-week high of $16.5 and a 52-week low of $16.5. Analysts tracking the stock have a 12-month average target price of $.

Its 50-day moving average was $12.47 and 200-day moving average was $13.23 The short ratio stood at 1.45 indicating a short percent outstanding of 0%.

Around 3835.1% of the company’s stock are held by insiders while 2333% are held by institutions.