Premier Financial Corp

Company Profile

Premier Financial Corp had its IPO on 1993-07-21 under the ticker symbol PFC.

The company operates in the Financial Services sector and Banks-Regional industry. Premier Financial Corp has a staff strength of 1,112 employees.

Stock update

Shares of Premier Financial Corp opened at $308.8 at the start of the last trading session i.e. 2023-09-13.

The stocks traded within a range of $282 - $308.8, and closed at $282.9.

This is a -7.61% slip from the previous day's closing price.

A total volume of 25,646,896 shares were traded at the close of the day’s session.

In the last one week, shares of Premier Financial Corp have increased by +7.08%.

Premier Financial Corp's Key Ratios

Premier Financial Corp has a market cap of $689.59 million, indicating a price to book ratio of 1.1365 and a price to sales ratio of 3.2476.

In the last 12-months Premier Financial Corp’s revenue was $321.40 million with a gross profit of $288.78 million and an EBITDA of $0. The EBITDA ratio measures Premier Financial Corp's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Premier Financial Corp’s operating margin was 49.92% while its return on assets stood at 1.44% with a return of equity of 13.06%.

In Q2, Premier Financial Corp’s quarterly earnings growth was a positive 115% while revenue growth was a positive 60.2%.

Premier Financial Corp’s PE and PEG Ratio

Forward PE

8.4246

Trailing PE

5.7612

PEG

Its diluted EPS in the last 12-months stands at $3.35 per share while it has a forward price to earnings multiple of 8.4246 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Premier Financial Corp’s profitability.

Premier Financial Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.2476.

Premier Financial Corp stock pays annual dividends of $1.22 per share, indicating a yield of 6.42% and a payout ratio of 36.61%.

Balance sheet and cash flow metrics

Total Assets

$8.62 billion

Total Liabilities

$0

Operating Cash Flow

$0

Capital Expenditure

$1.51 million

Dividend Payout Ratio

36.61%

Premier Financial Corp ended 2024 with $8.62 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $8.62 billion while shareholder equity stood at $936.97 million.

Premier Financial Corp ended 2024 with $0 in deferred long-term liabilities, $0 in other current liabilities, 306000.00 in common stock, $547.34 million in retained earnings and $295.60 million in goodwill. Its cash balance stood at $121.73 million and cash and short-term investments were $1.08 billion. The company’s total short-term debt was $0 while long-term debt stood at $540.17 million.

Premier Financial Corp’s total current assets stands at $1.11 billion while long-term investments were $967.58 million and short-term investments were $961.12 million. Its net receivables were $30.06 million compared to accounts payable of $0 and inventory worth $0.

In 2024, Premier Financial Corp's operating cash flow was $0 while its capital expenditure stood at $1.51 million.

Comparatively, Premier Financial Corp paid $0.37 in dividends in 2024.

Other key metrics

Current Trading Price

$282.9

52-Week High

$29.3638

52-Week Low

$13.4013

Analyst Target Price

$22.67

Premier Financial Corp stock is currently trading at $282.9 per share. It touched a 52-week high of $29.3638 and a 52-week low of $29.3638. Analysts tracking the stock have a 12-month average target price of $22.67.

Its 50-day moving average was $254.23 and 200-day moving average was $179.94 The short ratio stood at 3.35 indicating a short percent outstanding of 0%.

Around 187% of the company’s stock are held by insiders while 6702.3% are held by institutions.