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- Market Cap.:
- $314.23 million
- Book Value:
- Revenue TTM:
- $108.04 million
- Operating Margin TTM:
- Gross Profit TTM:
- $108.04 million
- Profit Margin:
- Return on Assets TTM:
- Return on Equity TTM:
Peoples Fin had its IPO on 2002-06-05 under the ticker symbol PFIS.
The company operates in the Financial Services sector and Banks-Regional industry. Peoples Fin has a staff strength of 393 employees.
Shares of Peoples Fin opened at $42.5 at the start of the last trading session i.e. 2023-03-24.
The stocks traded within a range of $42.37 - $44.58, and closed at $44.21.
This is a +3.22% increase from the previous day's closing price.
A total volume of 12,288 shares were traded at the close of the day’s session.
In the last one week, shares of Peoples Fin have slipped by -4.72%.
Peoples Fin's Key Ratios
Peoples Fin has a market cap of $314.23 million, indicating a price to book ratio of 1.27 and a price to sales ratio of 3.2766.
In the last 12-months Peoples Fin’s revenue was $108.04 million with a gross profit of $108.04 million and an EBITDA of $0. The EBITDA ratio measures Peoples Fin's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Peoples Fin’s operating margin was 44.36% while its return on assets stood at 1.1% with a return of equity of 11.62%.
In Q4, Peoples Fin’s quarterly earnings growth was a negative -44.5% while revenue growth was a negative 20.9%.
Peoples Fin’s PE and PEG Ratio
- Forward PE
- Trailing PE
Its diluted EPS in the last 12-months stands at $5.08 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Peoples Fin’s profitability.
Peoples Fin stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.2766.
Peoples Fin stock pays annual dividends of $1.58 per share, indicating a yield of 3.68% and a payout ratio of 29.04%.
Balance sheet and cash flow metrics
- Total Assets
- $3.55 billion
- Total Liabilities
- $114.93 million
- Operating Cash Flow
- Capital Expenditure
- $2.45 million
- Dividend Payout Ratio
Peoples Fin ended 2023 with $3.55 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.55 billion while shareholder equity stood at $315.35 million.
Peoples Fin ended 2023 with $0 in deferred long-term liabilities, $114.93 million in other current liabilities, 14321000.00 in common stock, $230.52 million in retained earnings and $63.37 million in goodwill. Its cash balance stood at $37.87 million and cash and short-term investments were $515.57 million. The company’s total short-term debt was $114,930,000 while long-term debt stood at $33.56 million.
Peoples Fin’s total current assets stands at $49.69 million while long-term investments were $568.99 million and short-term investments were $477.70 million. Its net receivables were $11.72 million compared to accounts payable of $903000.00 and inventory worth $0.
In 2023, Peoples Fin's operating cash flow was $-106324000.00 while its capital expenditure stood at $2.45 million.
Comparatively, Peoples Fin paid $0.29 in dividends in 2023.
Other key metrics
- Current Trading Price
- 52-Week High
- 52-Week Low
- Analyst Target Price
Peoples Fin stock is currently trading at $44.21 per share. It touched a 52-week high of $58.5978 and a 52-week low of $58.5978. Analysts tracking the stock have a 12-month average target price of $53.5.
Its 50-day moving average was $49.21 and 200-day moving average was $50.95 The short ratio stood at 5.34 indicating a short percent outstanding of 0%.
Around 352.6% of the company’s stock are held by insiders while 3156.6% are held by institutions.
Frequently Asked Questions About Peoples Fin
Similar Industry Stocks (Banks-Regional)
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. Peoples Financial Services Corp. was founded in 1905 and is headquartered in Scranton, Pennsylvania.