Peoples Fin

Company Profile

Peoples Fin had its IPO on 2002-06-05 under the ticker symbol PFIS.

The company operates in the Financial Services sector and Banks-Regional industry. Peoples Fin has a staff strength of 393 employees.

Stock update

Shares of Peoples Fin opened at $43.85 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $43.5 - $44.12, and closed at $43.8.

This is a +0.14% increase from the previous day's closing price.

A total volume of 26,511 shares were traded at the close of the day’s session.

In the last one week, shares of Peoples Fin have slipped by -2.01%.

Peoples Fin's Key Ratios

Peoples Fin has a market cap of $310.26 million, indicating a price to book ratio of 1.27 and a price to sales ratio of 3.2766.

In the last 12-months Peoples Fin’s revenue was $109.02 million with a gross profit of $108.04 million and an EBITDA of $0. The EBITDA ratio measures Peoples Fin's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Peoples Fin’s operating margin was 42.63% while its return on assets stood at 1.02% with a return of equity of 11.22%.

In Q2, Peoples Fin’s quarterly earnings growth was a positive 0.8% while revenue growth was a positive 4.5%.

Peoples Fin’s PE and PEG Ratio

Forward PE

0

Trailing PE

8.7131

PEG

0

Its diluted EPS in the last 12-months stands at $5.02 per share while it has a forward price to earnings multiple of 0 and a PEG multiple of 0. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Peoples Fin’s profitability.

Peoples Fin stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 3.2766.

Peoples Fin stock pays annual dividends of $1.62 per share, indicating a yield of 3.74% and a payout ratio of 31.05%.

Balance sheet and cash flow metrics

Total Assets

$3.68 billion

Total Liabilities

$24.23 million

Operating Cash Flow

$-8671000.00

Capital Expenditure

$1.97 million

Dividend Payout Ratio

31.05%

Peoples Fin ended 2024 with $3.68 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $3.68 billion while shareholder equity stood at $331.79 million.

Peoples Fin ended 2024 with $0 in deferred long-term liabilities, $24.23 million in other current liabilities, 14272000.00 in common stock, $244.02 million in retained earnings and $63.37 million in goodwill. Its cash balance stood at $43.59 million and cash and short-term investments were $439.41 million. The company’s total short-term debt was $19,530,000 while long-term debt stood at $58.00 million.

Peoples Fin’s total current assets stands at $450.82 million while long-term investments were $484.13 million and short-term investments were $395.83 million. Its net receivables were $11.41 million compared to accounts payable of $4.70 million and inventory worth $0.

In 2024, Peoples Fin's operating cash flow was $-8671000.00 while its capital expenditure stood at $1.97 million.

Comparatively, Peoples Fin paid $0.31 in dividends in 2024.

Other key metrics

Current Trading Price

$43.8

52-Week High

$56.5011

52-Week Low

$30.0197

Analyst Target Price

$46.5

Peoples Fin stock is currently trading at $43.8 per share. It touched a 52-week high of $56.5011 and a 52-week low of $56.5011. Analysts tracking the stock have a 12-month average target price of $46.5.

Its 50-day moving average was $44.92 and 200-day moving average was $45.26 The short ratio stood at 4.98 indicating a short percent outstanding of 0%.

Around 370.2% of the company’s stock are held by insiders while 3111.3% are held by institutions.