360 Finance Inc
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $15.52
- Today's High:
- $16.1
- Open Price:
- $15.59
- 52W Low:
- $9.3054
- 52W High:
- $25.2759
- Prev. Close:
- $15.755
- Volume:
- 537175
Company Statistics
- Market Cap.:
- $2.86 billion
- Book Value:
- 128.815
- Revenue TTM:
- $15.56 billion
- Operating Margin TTM:
- 50.97%
- Gross Profit TTM:
- $11.70 billion
- Profit Margin:
- 25.03%
- Return on Assets TTM:
- 12.23%
- Return on Equity TTM:
- 20.47%
Company Profile
360 Finance Inc had its IPO on 2018-12-14 under the ticker symbol QFIN.
The company operates in the Financial Services sector and Credit Services industry. 360 Finance Inc has a staff strength of 2,199 employees.
Stock update
Shares of 360 Finance Inc opened at $15.59 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $15.52 - $16.1, and closed at $15.7.
This is a -0.35% slip from the previous day's closing price.
A total volume of 537,175 shares were traded at the close of the day’s session.
In the last one week, shares of 360 Finance Inc have slipped by -11.3%.
360 Finance Inc's Key Ratios
360 Finance Inc has a market cap of $2.86 billion, indicating a price to book ratio of 1.1219 and a price to sales ratio of 0.1661.
In the last 12-months 360 Finance Inc’s revenue was $15.56 billion with a gross profit of $11.70 billion and an EBITDA of $8.01 billion. The EBITDA ratio measures 360 Finance Inc's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, 360 Finance Inc’s operating margin was 50.97% while its return on assets stood at 12.23% with a return of equity of 20.47%.
In Q2, 360 Finance Inc’s quarterly earnings growth was a positive 8.6% while revenue growth was a negative 6.4%.
360 Finance Inc’s PE and PEG Ratio
- Forward PE
- 3.5311
- Trailing PE
- 5.4128
- PEG
Its diluted EPS in the last 12-months stands at $3.27 per share while it has a forward price to earnings multiple of 3.5311 and a PEG multiple of . A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into 360 Finance Inc’s profitability.
360 Finance Inc stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.1661.
360 Finance Inc stock pays annual dividends of $7.197 per share, indicating a yield of 4.78% and a payout ratio of 3.99%.
Balance sheet and cash flow metrics
- Total Assets
- $43.40 billion
- Total Liabilities
- $260.00 million
- Operating Cash Flow
- $0
- Capital Expenditure
- $0
- Dividend Payout Ratio
- 3.99%
360 Finance Inc ended 2024 with $43.40 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $43.40 billion while shareholder equity stood at $20.81 billion.
360 Finance Inc ended 2024 with $0 in deferred long-term liabilities, $260.00 million in other current liabilities, in common stock, $0 in retained earnings and $0 in goodwill. Its cash balance stood at $5.26 billion and cash and short-term investments were $5.50 billion. The company’s total short-term debt was $260,000,000 while long-term debt stood at $0.
360 Finance Inc’s total current assets stands at $13.14 billion while long-term investments were $247.54 million and short-term investments were $247.54 million. Its net receivables were $7.63 billion compared to accounts payable of $0 and inventory worth $0.
In 2024, 360 Finance Inc's operating cash flow was $0 while its capital expenditure stood at $0.
Comparatively, 360 Finance Inc paid $0.04 in dividends in 2024.
Other key metrics
- Current Trading Price
- $15.7
- 52-Week High
- $25.2759
- 52-Week Low
- $9.3054
- Analyst Target Price
- $25.34
360 Finance Inc stock is currently trading at $15.7 per share. It touched a 52-week high of $25.2759 and a 52-week low of $25.2759. Analysts tracking the stock have a 12-month average target price of $25.34.
Its 50-day moving average was $17.53 and 200-day moving average was $18.28 The short ratio stood at 5.07 indicating a short percent outstanding of 0%.
Around 483.7% of the company’s stock are held by insiders while 7343.3% are held by institutions.
Frequently Asked Questions About 360 Finance Inc
Similar Industry Stocks (Credit Services)
Most Active
Top Gainers
Top Losers
About
Qifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People’s Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People’s Republic of China.