Radian Group Inc

Company Profile

Radian Group Inc had its IPO on 1992-10-30 under the ticker symbol RDN.

The company operates in the Financial Services sector and Insurance-Specialty industry. Radian Group Inc has a staff strength of 1,400 employees.

Stock update

Shares of Radian Group Inc opened at $26.44 at the start of the last trading session i.e. 2023-09-12.

The stocks traded within a range of $26.41 - $26.66, and closed at $26.6.

This is a +0.68% increase from the previous day's closing price.

A total volume of 621,668 shares were traded at the close of the day’s session.

In the last one week, shares of Radian Group Inc have slipped by -2.31%.

Radian Group Inc's Key Ratios

Radian Group Inc has a market cap of $4.16 billion, indicating a price to book ratio of 0.7725 and a price to sales ratio of 2.4271.

In the last 12-months Radian Group Inc’s revenue was $1.21 billion with a gross profit of $1.42 billion and an EBITDA of $1.01 billion. The EBITDA ratio measures Radian Group Inc's overall financial performance and is widely used to measure its profitability.

In the trailing 12-month period, Radian Group Inc’s operating margin was 78.22% while its return on assets stood at 8.13% with a return of equity of 16.4%.

In Q2, Radian Group Inc’s quarterly earnings growth was a negative -20.9% while revenue growth was a positive 1.2%.

Radian Group Inc’s PE and PEG Ratio

Forward PE

5.9312

Trailing PE

6.4755

PEG

1.18

Its diluted EPS in the last 12-months stands at $4.08 per share while it has a forward price to earnings multiple of 5.9312 and a PEG multiple of 1.18. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.

The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Radian Group Inc’s profitability.

Radian Group Inc stock is trading at a EV to sales ratio of 3.5094 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 2.4271.

Radian Group Inc stock pays annual dividends of $0.85 per share, indicating a yield of 3.41% and a payout ratio of 20.59%.

Balance sheet and cash flow metrics

Total Assets

$7.31 billion

Total Liabilities

$663.32 million

Operating Cash Flow

$-59491000.00

Capital Expenditure

$5.33 million

Dividend Payout Ratio

20.59%

Radian Group Inc ended 2025 with $7.31 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $7.31 billion while shareholder equity stood at $4.17 billion.

Radian Group Inc ended 2025 with $479.75 million in deferred long-term liabilities, $663.32 million in other current liabilities, 177000.00 in common stock, $4.02 billion in retained earnings and $9.80 million in goodwill. Its cash balance stood at $61.14 million and cash and short-term investments were $61.14 million. The company’s total short-term debt was $0 while long-term debt stood at $1.75 billion.

Radian Group Inc’s total current assets stands at $574.36 million while long-term investments were $5.90 billion and short-term investments were $2.84 billion. Its net receivables were $161.41 million compared to accounts payable of $0 and inventory worth $0.

In 2025, Radian Group Inc's operating cash flow was $-59491000.00 while its capital expenditure stood at $5.33 million.

Comparatively, Radian Group Inc paid $0.21 in dividends in 2025.

Other key metrics

Current Trading Price

$26.6

52-Week High

$28.0201

52-Week Low

$17.3455

Analyst Target Price

$29.17

Radian Group Inc stock is currently trading at $26.6 per share. It touched a 52-week high of $28.0201 and a 52-week low of $28.0201. Analysts tracking the stock have a 12-month average target price of $29.17.

Its 50-day moving average was $26.49 and 200-day moving average was $22.97 The short ratio stood at 7.1 indicating a short percent outstanding of 0%.

Around 79.8% of the company’s stock are held by insiders while 10798.3% are held by institutions.