Regional Management Corp
Prices are adjusted according to historical splits.
Vitals
- Today's Low:
- $27.46
- Today's High:
- $28.02
- Open Price:
- $27.67
- 52W Low:
- $23.8353
- 52W High:
- $37.1566
- Prev. Close:
- $27.51
- Volume:
- 20474
Company Statistics
- Market Cap.:
- $267.28 million
- Book Value:
- 32.71
- Revenue TTM:
- $516.84 million
- Operating Margin TTM:
- 18.1%
- Gross Profit TTM:
- $309.24 million
- Profit Margin:
- 5.26%
- Return on Assets TTM:
- 3.57%
- Return on Equity TTM:
- 8.76%
Company Profile
Regional Management Corp had its IPO on 2012-03-28 under the ticker symbol RM.
The company operates in the Financial Services sector and Credit Services industry. Regional Management Corp has a staff strength of 1,991 employees.
Stock update
Shares of Regional Management Corp opened at $27.67 at the start of the last trading session i.e. 2023-09-12.
The stocks traded within a range of $27.46 - $28.02, and closed at $27.65.
This is a +0.51% increase from the previous day's closing price.
A total volume of 20,474 shares were traded at the close of the day’s session.
In the last one week, shares of Regional Management Corp have slipped by -3.12%.
Regional Management Corp's Key Ratios
Regional Management Corp has a market cap of $267.28 million, indicating a price to book ratio of 0.9385 and a price to sales ratio of 0.5868.
In the last 12-months Regional Management Corp’s revenue was $516.84 million with a gross profit of $309.24 million and an EBITDA of $107.63 million. The EBITDA ratio measures Regional Management Corp's overall financial performance and is widely used to measure its profitability.
In the trailing 12-month period, Regional Management Corp’s operating margin was 18.1% while its return on assets stood at 3.57% with a return of equity of 8.76%.
In Q2, Regional Management Corp’s quarterly earnings growth was a negative -49.2% while revenue growth was a positive 7.7%.
Regional Management Corp’s PE and PEG Ratio
- Forward PE
- 5.9102
- Trailing PE
- 9.273
- PEG
- 0.42
Its diluted EPS in the last 12-months stands at $2.93 per share while it has a forward price to earnings multiple of 5.9102 and a PEG multiple of 0.42. A low price to earnings ratio can mean the stock is attractively valued while a high ratio suggests the stock may be overvalued.
The PEG on the other hand provides a broader view compared to the P/E ratio and gives greater insight into Regional Management Corp’s profitability.
Regional Management Corp stock is trading at a EV to sales ratio of 0 and a EV to EBITDA ratio of 0. Its price to sales ratio in the trailing 12-months stood at 0.5868.
Regional Management Corp stock pays annual dividends of $1.2 per share, indicating a yield of 4.42% and a payout ratio of 42.25%.
Balance sheet and cash flow metrics
- Total Assets
- $1.72 billion
- Total Liabilities
- $154.66 million
- Operating Cash Flow
- $-84774000.00
- Capital Expenditure
- $3.05 million
- Dividend Payout Ratio
- 42.25%
Regional Management Corp ended 2024 with $1.72 billion in total assets and $0 in total liabilities. Its intangible assets were valued at $1.72 billion while shareholder equity stood at $321.50 million.
Regional Management Corp ended 2024 with $0 in deferred long-term liabilities, $154.66 million in other current liabilities, 1464000.00 in common stock, $354.35 million in retained earnings and $0 in goodwill. Its cash balance stood at $10.33 million and cash and short-term investments were $10.33 million. The company’s total short-term debt was $154,659,000 while long-term debt stood at $1.34 billion.
Regional Management Corp’s total current assets stands at $10.33 million while long-term investments were $0 and short-term investments were $0. Its net receivables were $0 compared to accounts payable of $0 and inventory worth $0.
In 2024, Regional Management Corp's operating cash flow was $-84774000.00 while its capital expenditure stood at $3.05 million.
Comparatively, Regional Management Corp paid $0.42 in dividends in 2024.
Other key metrics
- Current Trading Price
- $27.65
- 52-Week High
- $37.1566
- 52-Week Low
- $23.8353
- Analyst Target Price
- $38
Regional Management Corp stock is currently trading at $27.65 per share. It touched a 52-week high of $37.1566 and a 52-week low of $37.1566. Analysts tracking the stock have a 12-month average target price of $38.
Its 50-day moving average was $30.12 and 200-day moving average was $28.86 The short ratio stood at 5.56 indicating a short percent outstanding of 0%.
Around 851% of the company’s stock are held by insiders while 8185.3% are held by institutions.
Frequently Asked Questions About Regional Management Corp
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About
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally-managed direct mail campaigns, and digital partners, as well as its consumer website. The company was incorporated in 1987 and is headquartered in Greer, South Carolina.